McLennan County property record for 2313 Arroyo Rd, Waco, TX 76710
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 4,223 sqft · built 1955 |
| Lot Size | 0.491 acres (21,388 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $11,265 (2024) |
| Deeds & Mortgages | Aug 2023 Mortgage Sep 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 480270050029003 |
| Primary APN | 480270050029003 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 13 Rooms |
| Stories | 2 Stories |
| Building Area | 4,223 sqft Living Area |
| Gross Area | 5,123 sqft |
| 1st Floor Area | 2,855 sqft |
| 2nd Floor Area | 1,368 sqft |
| Flooring | Carpet |
| Year Built | Built 1955 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 21,388 sqft (0.491 acres) |
| Lot Dimensions | 195 ft deep x 110 ft wide |
| Garage Type | Attached |
| Garage Area | 900 sqft |
| Driveway | Driveway |
| Driveway Area | 1,626 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 144 sqft |
| Patio Area | 231 sqft |
| Fence | Fence |
| Storage Building | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 181038 |
|---|---|
| Old Parcel Number | 4802700500290030111 |
| Street Address | 2313 ARROYO RD |
| City | WACO |
| State | TX |
| Zip | 76710-1628 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B |
| Legal Description | LEWIS HARRY F LOT 29 BLOCK A ACRES .491 |
| Legal Subdivision | LEWIS HARRY F |
| Legal Block | A |
| Legal Lot Number | 29 |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | WACO |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 2600 |
Source: McLennan County records · APN 480270050029003
Assessment roll updated August 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2313 ARROYO RD, WACO, TX 76710-1628 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 17, 2023 | Deed of Trust, Mortgage · Conventional Mortgage COMMERCIAL BANK OF TEXAS NA |
| Sep 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAS CHOICE HOME LOANS LP |
| May 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 05, 2016 |
| Deed Sale | May 05, 2016 |
| Prior Sale | Aug 11, 2015 |
| Deed Document Number | 2016014151 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 2313 ARROYO RD, WACO, TX 76710-1628 |
| Transaction Type | Mortgage |
| Record Updated | Sep 01, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2313 ARROYO RD, WACO, TX 76710-1628 |
| Document Number | 0000026157 |
|---|---|
| Date | Aug 17, 2023 |
| Instrument | 2023026157 |
| Name | COMMERCIAL BANK OF TEXAS NA |
|---|---|
| Type | Bank |
| Address | NACOGDOCHES, TX 75961 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Sep 01, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 2313 ARROYO RD, WACO, TX 76710-1628 |
| Transaction Type | Mortgage |
| Record Updated | Oct 08, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000040069 |
|---|---|
| Date | Sep 30, 2021 |
| Instrument | 2021040069 |
| Name | AMERICAS CHOICE HOME LOANS LP |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77024 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 2313 ARROYO RD, WACO, TX 76710-1628 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000015413 |
|---|---|
| Date | May 13, 2020 |
| Instrument | 2020015413 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 01, 2035 |
Source: McLennan County records · Assessment roll updated August 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | Waco City |
| Unified School District | Waco Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $638,330 (+1.7%) Land $43,630 Building $594,700 | $638,330 (+1.7%) Land $43,630 Building $594,700 | |
| 2024 | $11,265.00 (+12.88%) | ||
| 2023 | $627,650 Land $43,630 Building $584,020 | $627,650 Land $43,630 Building $584,020 | |
| 2022 | $9,980.00 |
Source: FEMA National Flood Hazard Layer as of June 9, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 10 (1990–2010) |
| Claims Outside the SFHA | 10 of 10 |
| Most Recent Claim | Jun 2010 · rainfall accumulation |
| Wildfire Risk | Low lower than 98% of the US · lower than 98.8% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Radiate Holdings Cable | 1,500 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| AMG Technology Investment Group Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 451 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF WACO serves 146,241 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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