2208 Esplendido Ave, Vista, CA 92084 Property Records

San Diego County property record for 2208 Esplendido Ave, Vista, CA 92084

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,500 sqft · built 1971
Lot Size2.1 acres (91,476 sqft)
Owner2 Individual Names on Record
Last Sale$580,000 (Nov 2003)
Tax Bill$9,294 (2025)
Deeds & MortgagesDec 2025 Line of Credit
Feb 2024 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APN184-213-06-00

Property Details

APN / Parcel Number

Primary APN184-213-06-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area2,500 sqft Living Area

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Lot Area91,476 sqft
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address2208 ESPLENDIDO AVE
CityVISTA
StateCA
Zip92084-7922
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA70
Legal DescriptionSEC 33-11-3W SE 1/4 OF POR SE 1/4 OF
Legal Range03W
Legal Township11
Legal Section33
Legal Block2
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group2
Census Block2000
Census Tract19903

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address2208 ESPLENDIDO AVE, VISTA, CA 92084-7922
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Dec 3, 2025Deed of Trust, Mortgage · Line of Credit
WEST CAPITAL LENDING INC
Feb 28, 2024Deed of Trust, Mortgage · Line of Credit
THE LOAN STORE INC
Jan 19, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Sep 20, 2017Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS
Sep 20, 2017Deed of Trust, Mortgage · Line of Credit
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 14, 2003 · Amount on Record
Deed SaleNov 14, 2003 · Amount on Record
Prior SaleFeb 25, 1987 · Amount on Record
Deed Document Number20031375312
Prior Transfer DateMar 31, 1999
Prior Transfer Doc0000291193
Record UpdatedOct 29, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2208 ESPLENDIDO AVE, VISTA, CA 92084-7922
Transaction TypeMortgage
Record UpdatedDec 12, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address2208 ESPLENDIDO AVE, VISTA, CA 92084-7922

Mortgage

Document Number0000340501
DateDec 3, 2025
Instrument2025-0340501
Lender
NameWEST CAPITAL LENDING INC
TypeMortgage Company
AddressIRVINE, CA 92614
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueDec 2, 2045
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2208 ESPLENDIDO AVE, VISTA, CA 92084-7922
Transaction TypeMortgage
Record UpdatedMar 7, 2024
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address2208 ESPLENDIDO AVE, VISTA, CA 92084-7922

Mortgage

Document Number0000049065
DateFeb 28, 2024
Instrument2024-0049065
Lender
NameTHE LOAN STORE INC
TypeMortgage Company
AddressTUCSON, AZ 85718
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueFeb 27, 2054
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2208 ESPLENDIDO AVE, VISTA, CA 92084-7922
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address2208 ESPLENDIDO AVE, VISTA, CA 92084-7922

Mortgage

Document Number0000035878
DateJan 19, 2021
Instrument2021-0035878
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueDec 1, 2050

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2208 ESPLENDIDO AVE, VISTA, CA 92084-7922
Document Number0000449128
Instrument DateSep 20, 2017
Transaction TypeMortgage
Record UpdatedOct 5, 2017
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2208 ESPLENDIDO AVE VISTA CA 920847922, VISTA, CA 92084-7922

Mortgage

Document Number0000449128
DateSep 29, 2017
Instrument449128
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 28, 2047
Interest
Rate TypeAdjustable Rate
Rate3.55%

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2208 ESPLENDIDO AVE, VISTA, CA 92084-7922
Document Number0000449134
Instrument DateSep 20, 2017
Transaction TypeMortgage
Record UpdatedNov 20, 2018
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2208 ESPLENDIDO AVE VISTA CA 920847922, VISTA, CA 92084-7922

Mortgage

Document Number0000449134
DateSep 29, 2017
Instrument449134
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueSep 28, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$841,091 (+2%) Land $645,321 Building $195,770
2025$9,294.00 (+6.05%) Homeowner's exemption$824,600 (+4.04%) Land $632,668 Building $191,932
2024$8,764.00 (+2.48%)
2023$8,552.00 (+0.26%) Homeowner's exemption$792,581 Land $608,101 Building $184,480
2022$8,530.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims1 (1993)
Most Recent ClaimFeb 1993 · Severe Winter Storm, Mud & Land Slides, & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 60% of the US · lower than 63% of California
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVISTA IRRIGATION DISTRICT
serves 134,501 people · EPA ID CA3710027
Water SourceSurface water
Last State InspectionNov 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Cox Communications
Cable · Fiber in parts of the area
2,000 / 35
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20

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