22076 Rio Grande Dr, Macomb, MI 48044 Property Records

Macomb County property record for 22076 Rio Grande Dr, Macomb, MI 48044

Property Summary

Property Type	Condominium
Details	2.5 ba · 2,578 sqft · built 2017
Lot Size	0.269 acres (11,718 sqft)
Owner	Individual Name on Record
Last Sale	$94,500 (Sep 2017)
Tax Bill	$7,896 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Sep 2019 Mortgage + 4 more
Flood Zone	Zone X (moderate risk)
APN	`20-08-23-351-042`

Property Details

APN / Parcel Number

Primary APN	`20-08-23-351-042`
Alternative APN	`0823351042`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,578 sqft Living Area
1st Floor Area	2,574 sqft
Basement Area	2,574 sqft
Unfinished Basement	2,574 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Ranch
Lot Area	11,718 sqft (0.269 acres)
Lot Dimensions	138 ft deep x 85 ft wide
Garage Area	545 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	22076 RIO GRANDE DR
City	MACOMB
State	MI
Zip	48044-4444
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R1
Legal Description	RIVIERA RIDGE ESTATES I MCCP NO. 1138 UNIT 42 LIBER 24604 PGS 29 - 98
Legal Subdivision	RIVIERA RIDGE ESTATES
Legal Unit	42
Jurisdiction	MACOMB MI
Township / Civil Division	MACOMB
Census Block Group	2
Census Block	2015
Census Tract	223401

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	22076 RIO GRANDE DR, MACOMB, MI 48044-4444
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage INDEPENDENT BANK
Sep 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage INDEPENDENT BANK
Apr 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Dec 13, 2018	Loan Modification, Mortgage INDEPENDENT BK
Sep 19, 2017	Warranty Deed, Transfer FIRST AMERICAN TITLE INSURAN
Sep 12, 2017	Warranty Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 19, 2017 · Amount on Record
Deed Sale	Sep 19, 2017 · Amount on Record
Prior Sale	Sep 12, 2017 · Amount on Record
Deed Document Number	20177113026
Deed Book / Page	24950 / 824
Last Transfer Date	Aug 3, 2021
Transfer Doc	0002241625
Record Updated	Oct 29, 2026

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MACOMB MI
Recording Date	Sep 22, 2021
Property Address	22076 RIO GRANDE DR, MACOMB, MI 48044-4444
Document Number	2102241625
Book / Page	28031 / 649
Map Reference	LB 24604 PG 29
Instrument Date	Aug 3, 2021
Instrument	202102241625
Transaction Type	Transfer
Record Updated	Oct 8, 2021
Title Company	INDEPENDENT TITLE, INDEPENDENT TITLE SVCS INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22076 RIO GRANDE DR, MACOMB, MI 48044-4444

Mortgage

Document Number	2102241626
Date	Sep 22, 2021
Instrument	202102241626

Lender

Name	INDEPENDENT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	22076 RIO GRANDE DR, MACOMB, MI 48044-4444
Transaction Type	Mortgage
Record Updated	Mar 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000109779
Date	Sep 30, 2019
Book Page	26230/151
Instrument	9109779

Lender

Name	INDEPENDENT BANK
Type	Bank
Address	GRAND RAPIDS, MI 49525

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	22076 RIO GRANDE DR, MACOMB, MI 48044-4444
Transaction Type	Mortgage
Record Updated	Mar 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000048101
Date	Apr 16, 2020
Book Page	26649/432
Instrument	2048101

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

December 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MACOMB MI
Property Address	22076 RIO GRANDE DR, MACOMB, MI 48044-4444
Document Number	0000138178
Instrument Date	Dec 13, 2018
Transaction Type	Mortgage
Record Updated	May 22, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	22076 RIO GRANDE DR MACOMB MI 480444444, MACOMB, MI 48044-4444

Mortgage

Document Number	0000138178
Date	Dec 19, 2018
Book Page	025735/000837
Instrument	138178

Lender

Name	INDEPENDENT BK
Type	Bank
Address	GRAND RAPIDS, MI 49525

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 18, 2048

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Sep 19, 2017
Property Address	22076 RIO GRANDE DR, MACOMB, MI 48044-4444
Document Number	0000113026
Book / Page	24950 / 824
Map Reference	LB 24604 PG 29
Instrument Date	Aug 25, 2017
Instrument	7113026
Transaction Type	Transfer
Record Updated	May 31, 2021
Title Company	FIRST AMERICAN TITLE INSURAN

Transaction

Amount	Amount Recorded
Tax	$812.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	22076 RIO GRANDE DR, 22076, MACOMB, MI 48044-4444

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20395 COLBY DR, MACOMB, MI 48042-1849

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Sep 12, 2017
Property Address	22076 RIO GRANDE DR, MACOMB, MI 48044-4444
Document Number	0000110088
Book / Page	024935 / 000973
Instrument Date	Aug 24, 2017
Instrument	110088
Transaction Type	Transfer
Record Updated	May 22, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$688.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	20383 HALL RD MACOMB MI 480444253, MACOMB, MI 48044-4253
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Macomb Township
Unified School District	Chippewa Valley Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$319,100 (+20.23%)	$638,200 (+20.23%)
2025	$7,896.00 (+13.07%)
2023		$265,400	$530,800
2022	$6,983.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MACOMB TOWNSHIP serves 90,000 people · EPA ID MI0003990
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber · Cable in parts of the area	2,000 / 250

May also be available: AT&T, T-Mobile, Verizon.

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