22045 Rio Grande Dr, Macomb, MI 48044 Property Records

Macomb County property record for 22045 Rio Grande Dr, Macomb, MI 48044

Property Summary

Property Type	Condominium
Details	2 ba · 2,757 sqft · built 2018
Lot Size	0.198 acres (8,625 sqft)
Owner	2 Individual Names on Record
Last Sale	$424,900 (Aug 2019)
Tax Bill	$7,805 (2025)
Deeds & Mortgages	Dec 2021 Transfer Aug 2020 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`20-08-23-351-013`

Property Details

APN / Parcel Number

Primary APN	`20-08-23-351-013`
Alternative APN	`0823351013`

Interior

Full Baths	2 Baths
Half Baths	2 Half Baths
Building Area	2,757 sqft Living Area
1st Floor Area	1,812 sqft
Basement Area	1,812 sqft
Unfinished Basement	1,812 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Condo/Apartment
Lot Area	8,625 sqft (0.198 acres)
Lot Dimensions	123 ft deep x 70 ft wide
Garage Area	588 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	22045 RIO GRANDE DR
City	MACOMB
State	MI
Zip	48044-4444
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R1
Legal Description	RIVIERA RIDGE ESTATES I MCCP NO. 1138 UNIT 13 LIBER 24604 PGS 29 - 98
Legal Subdivision	RIVIERA RIDGE ESTATES
Legal Unit	13
Jurisdiction	MACOMB MI
Township / Civil Division	MACOMB
Census Block Group	2
Census Block	2015
Census Tract	223401

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	22045 RIO GRANDE DR, MACOMB, MI 48044-4444
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2021	Intrafamily Transfer, Transfer
Aug 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Aug 29, 2019	Warranty Deed, Transfer · Conventional with PMI CALIBER HM LOANS
Aug 29, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Aug 15, 2019	Deed of Trust, Mortgage · Conventional with PMI CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2019 · Amount on Record
Deed Sale	Aug 29, 2019 · Amount on Record
Deed Document Number	20199096780
Deed Book / Page	26162 / 438
Prior Transfer Date	Aug 15, 2019
Prior Transfer Doc	0000096779
Record Updated	Oct 29, 2026

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MACOMB MI
Recording Date	Dec 1, 2021
Property Address	22045 RIO GRANDE DR, MACOMB, MI 48044-4444
Document Number	2102278540
Book / Page	28235 / 658
Map Reference	LB 24604 PG 29-98
Instrument Date	Oct 13, 2021
Instrument	202102278540
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	22045 RIO GRANDE DR, MACOMB, MI 48044-4444

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	22045 RIO GRANDE DR, MACOMB, MI 48044-4444
Transaction Type	Mortgage
Record Updated	Mar 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22045 RIO GRANDE DR, MACOMB, MI 48044-4444

Mortgage

Document Number	0000102695
Date	Aug 28, 2020
Book Page	26954/209
Instrument	2102695

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Aug 29, 2019
Property Address	22045 RIO GRANDE DR, MACOMB, MI 48044-4444
Document Number	0000096780
Book / Page	026162 / 000438
Instrument Date	Aug 15, 2019
Instrument	96780
Transaction Type	Transfer
Record Updated	Sep 27, 2019
Title Company	ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,654.14
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	24911 BRIAR BAY DR MACOMB MI 480425537, MACOMB, MI 48042-5537

Mortgage

Document Number	93226
Date	Aug 29, 2019
Book Page	026144/000449
Instrument	93226

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 28, 2049

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MACOMB MI
Recording Date	Aug 29, 2019
Property Address	22045 RIO GRANDE DR, MACOMB, MI 48044-4444
Document Number	0000096779
Book / Page	026162 / 000437
Instrument Date	Aug 15, 2019
Instrument	96779
Transaction Type	Transfer
Record Updated	Sep 24, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	50169 HAYES RD SHELBY TOWNSHIP MI 483153229, SHELBY TOWNSHIP, MI 48315-3229

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	22045 RIO GRANDE DR, MACOMB, MI 48044-4444
Document Number	0000093226
Instrument Date	Aug 15, 2019
Transaction Type	Mortgage
Record Updated	Sep 13, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	22045 RIO GRANDE DR MACOMB MI 480444444, MACOMB, MI 48044-4444

Mortgage

Document Number	0000093226
Date	Aug 21, 2019
Book Page	026144/000449
Instrument	93226

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 20, 2049

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Macomb Township
Unified School District	Chippewa Valley Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$302,300 (+21.16%)	$604,600 (+21.16%)
2025	$7,805.00 (+13.07%)
2023		$249,500	$499,000
2022	$6,903.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MACOMB TOWNSHIP serves 90,000 people · EPA ID MI0003990
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber · Cable in parts of the area	2,000 / 250

May also be available: AT&T, T-Mobile, Verizon.

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