21997 Rio Grande Dr, Macomb, MI 48044 Property Records

Macomb County property record for 21997 Rio Grande Dr, Macomb, MI 48044

Property Summary

Property Type	Condominium
Details	2.5 ba · 2,614 sqft · built 2017
Lot Size	0.198 acres (8,625 sqft)
Owner	2 Individual Names on Record
Last Sale	$500,000 (Oct 2022)
Tax Bill	$8,015 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Oct 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`20-08-23-351-010`

Property Details

APN / Parcel Number

Primary APN	`20-08-23-351-010`
Alternative APN	`0823351010`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,614 sqft Living Area
1st Floor Area	1,302 sqft
Basement Area	1,302 sqft
Unfinished Basement	1,302 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Condo/Apartment
Lot Area	8,625 sqft (0.198 acres)
Lot Dimensions	123 ft deep x 70 ft wide
Garage Area	683 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	21997 RIO GRANDE DR
City	MACOMB
State	MI
Zip	48044-4444
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R1
Legal Description	RIVIERA RIDGE ESTATES I MCCP NO. 1138 UNIT 10 LIBER 24604 PGS 29 - 98
Legal Subdivision	RIVIERA RIDGE ESTATES
Legal Unit	10
Jurisdiction	MACOMB MI
Township / Civil Division	MACOMB
Census Block Group	2
Census Block	2015
Census Tract	223401

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	21997 RIO GRANDE DR, MACOMB, MI 48044-4444
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Oct 12, 2022	Warranty Deed, Transfer · Conventional Mortgage SELFRELIANCE FCU
May 14, 2020	Warranty Deed, Transfer · VA Mortgage FIRST STATE BANK
May 14, 2020	Warranty Deed, Transfer ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 12, 2022 · Amount on Record
Deed Sale	Oct 12, 2022 · Amount on Record
Prior Sale	May 14, 2020 · Amount on Record
Deed Document Number	2022116534
Deed Book / Page	28852 / 217
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	21997 RIO GRANDE DR, MACOMB, MI 48044-4444
Transaction Type	Mortgage
Record Updated	Jan 19, 2023
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21997 RIO GRANDE DR, MACOMB, MI 48044-4444

Mortgage

Document Number	2102163825
Date	Apr 22, 2021
Book Page	27605/855
Instrument	202102163825

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	EAST LANSING, MI 48826

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Mar 1, 2051

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Oct 12, 2022
Property Address	21997 RIO GRANDE DR, MACOMB, MI 48044-4444
Document Number	2200116534
Book / Page	28852 / 217
Map Reference	LB 24604 PG 29-98
Instrument Date	Oct 6, 2022
Instrument	202200116534
Transaction Type	Transfer
Record Updated	Jan 19, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	21997 RIO GRANDE DR, MACOMB, MI 48044-4444

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	183 NEPTUNE DR, WALLED LAKE, MI 48390-3660

Mortgage

Document Number	2200117682
Date	Oct 14, 2022
Book Page	28857/407
Instrument	202200117682

Lender

Name	SELFRELIANCE FCU
Type	Credit Union
Address	CHICAGO, IL 60622

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	May 14, 2020
Property Address	21997 RIO GRANDE DR, MACOMB, MI 48044-4444
Document Number	0000057400
Book / Page	26704 / 138
Map Reference	LB 24604 PG 29-98
Instrument Date	Apr 17, 2020
Instrument	2057400
Transaction Type	Transfer
Record Updated	May 31, 2021
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,354.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	21916 RIO GRANDE DR, 21916, MACOMB, MI 48044-4444

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21997 RIO GRANDE DR, MACOMB, MI 48044-4444

Mortgage

Document Number	0000057401
Date	May 14, 2020
Instrument	2057401

Lender

Name	FIRST STATE BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	May 14, 2020
Property Address	21997 RIO GRANDE DR, MACOMB, MI 48044-4444
Document Number	0000057399
Book / Page	026704 / 000137
Instrument Date	Apr 14, 2020
Instrument	57399
Transaction Type	Transfer
Record Updated	Jun 1, 2020
Title Company	ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Tax	$688.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	21916 RIO GRANDE DR MACOMB MI 480444444, MACOMB, MI 48044-4444

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Macomb Township
Unified School District	Chippewa Valley Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$277,900 (+22.64%)	$555,800 (+22.64%)
2025	$8,015.00 (+15,313.46%)
2023		$226,600	$453,200
2022	$52.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MACOMB TOWNSHIP serves 90,000 people · EPA ID MI0003990
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber · Cable in parts of the area	2,000 / 250

May also be available: AT&T, T-Mobile, Verizon.

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