Lorain County property record for 2207 Hancock St, Lorain, OH 44052
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 960 sqft · built 1973 |
| Lot Size | 0.139 acres (6,098 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $392 (2025) |
| Deeds & Mortgages | Sep 2022 Line of Credit Nov 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-00-054-101-020 |
| Primary APN | 03-00-054-101-020 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 960 sqft Living Area |
| 1st Floor Area | 960 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 6,098 sqft (0.139 acres) |
| Lot Dimensions | 120 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 189 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 2207 HANCOCK ST |
|---|---|
| City | LORAIN |
| State | OH |
| Zip | 44052-3233 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HIGHVIEW PARK SUB #1 FRNT 0050.00 DPTH 0120.00 |
| Legal Subdivision | HIGHVIEW PARK SUB #1 FRNT |
| Legal Block | 101 |
| Legal Lot Number | 39 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | LORAIN |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 23000 |
2207 Hancock St is owned and occupied by an individual.
Source: Lorain County records, as of March 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2207 HANCOCK ST, LORAIN, OH 44052-3233 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 19, 2022 | Deed of Trust, Mortgage · Line of Credit NORTHWEST BANK |
| Nov 7, 2022 | Transfer on Death Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 2207 HANCOCK ST, LORAIN, OH 44052-3233 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000891681 |
|---|---|
| Date | Sep 19, 2022 |
| Instrument | 2022-0891681 |
| Name | NORTHWEST BANK |
|---|---|
| Type | Bank |
| Address | WARREN, PA 16365 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Sep 6, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Nov 7, 2022 |
| Property Address | 2207 HANCOCK ST, LORAIN, OH 44052-3233 |
| Document Number | 0000897790 |
| Map Reference | VOL 27 PG 15 |
| Instrument Date | Nov 2, 2022 |
| Instrument | 2022-0897790 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2207 HANCOCK ST, LORAIN, OH 44052-3233 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 2207 Hancock St was $392.
Source: Lorain County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Lorain City |
| Unified School District | Lorain City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $392.00 | $31,070 (-0.02%) Land $3,570 Building $27,500 | $88,790 (-) Land $10,210 Building $78,580 |
| 2024 | $392.00 (-53.77%) | $31,077 (+21.2%) Land $3,574 Building $27,503 | $88,790 (+21.2%) Land $10,210 Building $78,580 |
| 2023 | $848.00 (-1.62%) | $25,641 (+%) Land $4,557 Building $21,084 | $73,260 Land $13,020 Building $60,240 |
| 2022 | $862.00 | $25,640 Land $4,560 Building $21,080 | |
| 2021 | $73,260 Land $13,020 Building $60,240 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2207 Hancock St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 2207 Hancock St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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