2148 Hancock St, Lorain, OH 44052 Property Records

Lorain County property record for 2148 Hancock St, Lorain, OH 44052

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,400 sqft · built 1973
Lot Size	0.139 acres (6,098 sqft)
Owner	Individual Name on Record
Tax Bill	$1,289 (2025)
Deeds & Mortgages	Sep 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-00-054-103-014`

Property Details

APN / Parcel Number

Primary APN	`03-00-054-103-014`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,400 sqft Living Area
1st Floor Area	672 sqft
2nd Floor Area	728 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	6,098 sqft (0.139 acres)
Lot Dimensions	120 ft deep x 50 ft wide
Porch	Porch
Porch Area	24 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	2148 HANCOCK ST
City	LORAIN
State	OH
Zip	44052-3232
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGHVIEW PARK SUB #1 50 X 120 S/L 68 TOD 4/27/05
Legal Subdivision	HIGHVIEW PARK SUBDIVISION #1
Legal Block	103
Legal Lot Number	68
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	3
Census Block	3023
Census Tract	23000

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2148 HANCOCK ST, LORAIN, OH 44052-3232
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 27, 2005
Deed Sale	Apr 27, 2005
Deed Document Number	2005091842
Record Updated	Jun 8, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	2148 HANCOCK ST, LORAIN, OH 44052-3232
Document Number	0000688833
Instrument Date	Sep 18, 2018
Transaction Type	Mortgage
Record Updated	Oct 10, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2148 HANCOCK ST LORAIN OH 440523232, LORAIN, OH 44052-3232

Mortgage

Document Number	0000688833
Date	Sep 25, 2018
Instrument	688833

Lender

Name	CITIBANK
Type	Bank
Address	O FALLON, MO 63368-2240

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Sep 24, 2033

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Lorain City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,289.00	$33,730 (-0.02%) Land $3,570 Building $30,160	$96,390 (-) Land $10,210 Building $86,180
2024	$1,289.00 (-9.92%)	$33,737 (+21.37%) Land $3,574 Building $30,163	$96,390 (+21.37%) Land $10,210 Building $86,180
2023	$1,431.00 (+0.85%)	$27,797 (-0.01%) Land $4,557 Building $23,240	$79,420 (-) Land $13,020 Building $66,400
2022	$1,419.00	$27,800 Land $4,560 Building $23,240
2021			$79,420 Land $13,020 Building $66,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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