2149 Hancock St, Lorain, OH 44052 Property Records

Lorain County property record for 2149 Hancock St, Lorain, OH 44052

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,073 sqft · built 1973
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on Record
Last Sale	$126,000 (May 2026)
Tax Bill	$1,119 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Jan 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-00-054-101-018`

Property Details

APN / Parcel Number

Primary APN	`03-00-054-101-018`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,073 sqft Living Area
Gross Area	1,359 sqft
1st Floor Area	1,073 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	120 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	286 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	24 sqft
Patio Area	24 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Gas

Location & Zoning

Street Address	2149 HANCOCK ST
City	LORAIN
State	OH
Zip	44052-3231
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGHVIEW PARK SUB #1 50 X 120
Legal Subdivision	HIGHVIEW PARK SUB 1
Legal Block	101
Legal Lot Number	41
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	3
Census Block	3015
Census Tract	23000

Owner

Source: Lorain County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2149 HANCOCK ST, LORAIN, OH 44052-3231
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
May 5, 2026	Warranty Deed, Transfer · FHA Mortgage ICE MORTGAGE TECHNOLOGY INC
Jan 14, 2022	Warranty Deed, Transfer
Aug 6, 2021	Warranty Deed, Transfer HEIGHTS TITLE AGENCY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 2026 · Amount on Record
Deed Sale	May 5, 2026 · Amount on Record
Prior Sale	Jan 14, 2022 · Amount on Record
Deed Document Number	202694626
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	May 5, 2026
Property Address	2149 HANCOCK ST, LORAIN, OH 44052-3231
Document Number	0000094626
Instrument Date	May 1, 2026
Instrument	2026.94626
Transaction Type	Transfer
Record Updated	May 19, 2026
Title Company	ICE MORTGAGE TECHNOLOGY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$50,904.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	2149 HANCOCK ST, LORAIN, OH 44052-3231

Mortgage

Document Number	0000094627,
Date	May 5, 2026
Instrument	2026.94627

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.22%
Max Rate	-1%

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Jan 14, 2022
Property Address	2149 HANCOCK ST, LORAIN, OH 44052-3231
Document Number	0000858868
Map Reference	VOL 27 PG 15
Instrument Date	Jan 14, 2022
Instrument	2022-0858868
Transaction Type	Transfer
Record Updated	Apr 19, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26163 CHARDON RD, CLEVELAND, OH 44143-1230

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Aug 6, 2021
Property Address	2149 HANCOCK ST, LORAIN, OH 44052-3231
Document Number	0000832771
Map Reference	VOL 27 PG 15
Instrument Date	Aug 2, 2021
Instrument	2021-0832771
Transaction Type	Transfer
Record Updated	Apr 19, 2022
Title Company	HEIGHTS TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	300 S BROADWAY, DENVER, CO 80209-1512

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Lorain City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,119.00 (-4.93%)	$27,870 (-0.03%) Land $3,570 Building $24,300	$79,650 (-) Land $10,210 Building $69,440
2024	$1,177.00 (-0.25%)	$27,878 (+24.77%) Land $3,574 Building $24,304	$79,650 (+24.77%) Land $10,210 Building $69,440
2023	$1,180.00 (+0.85%)	$22,344 (-0.03%) Land $4,557 Building $17,787	$63,840 (-) Land $13,020 Building $50,820
2022	$1,170.00	$22,350 Land $4,560 Building $17,790
2021			$63,840 Land $13,020 Building $50,820

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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