2206 Strader Ter, Saint Joseph, MO 64503 Property Records

Buchanan County property record for 2206 Strader Ter, Saint Joseph, MO 64503

Property Summary

Property Type	Single Family Home
Details	1,014 sqft · built 1963
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on Record
Last Sale	$162,700 (Mar 2020)
Tax Bill	$1,177 (2025)
Deeds & Mortgages	Mar 2019 Mortgage Mar 2020 Mortgage
APN	`06-5.0-22-002-000-026.000`

Property Details

APN / Parcel Number

Primary APN	`06-5.0-22-002-000-026.000`

Interior

Building Area	1,014 sqft Base Area
1st Floor Area	1,014 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	110 ft deep x 75 ft wide

Location & Zoning

Street Address	2206 STRADER TER
City	SAINT JOSEPH
State	MO
Zip	64503-1242
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:HILL TOP LOT:14 BLK:7LGL DESC:
Legal Subdivision	HILL TOP
Legal Block	7
Legal Lot Number	14
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1005
Census Tract	1800

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2206 STRADER TER, SAINT JOSEPH, MO 64503-1242
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Mar 3, 2020	Warranty Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 3, 2020 · Amount on Record
Deed Sale	Mar 3, 2020 · Amount on Record
Prior Sale	Dec 4, 2006 · Amount on Record
Deed Document Number	20201607
Deed Book / Page	3746 / 462
Record Updated	Sep 20, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	2206 STRADER TER, SAINT JOSEPH, MO 64503-1242
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3728/78
Date	Mar 4, 2019
Book Page	3728/78
Instrument	2019001502

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Feb 20, 2029

Interest

Rate Type	Fixed Rate

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Mar 3, 2020
Property Address	2206 STRADER TER, SAINT JOSEPH, MO 64503-1242
Document Number	003746/462
Book / Page	3746 / 462
Instrument Date	Mar 3, 2020
Instrument	2020001607
Transaction Type	Transfer
Record Updated	Dec 20, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2206 STRADER TER, SAINT JOSEPH, MO 64503-1242

Mortgage

Document Number	2020001608
Date	Mar 3, 2020
Instrument	2020001608

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,177.00	$16,410 (+6.08%) Land $2,850 Building $13,560	$86,360 (+6.09%) Land $15,000 Building $71,360
2024	$1,177.00 (+15.73%)
2023	$1,017.00 (-0.68%)	$15,470 (-) Land $2,850 Building $12,620	$81,400 (-) Land $15,000 Building $66,400
2022	$1,024.00	$15,470 Land $2,850 Building $12,620
2021			$81,400 Land $15,000 Building $66,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (1984–2018)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Sep 2018 · other causes
Claims by Event	Severe Storms And Flooding, May 2007 · 2 claims Severe Storms & Flooding, Jul 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Metronet.

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