2205 Strader Ter, Saint Joseph, MO 64503 Property Records

Buchanan County property record for 2205 Strader Ter, Saint Joseph, MO 64503

Property Summary

Property Type	Single Family Home
Details	1,312 sqft · built 1962
Lot Size	0.258 acres (11,270 sqft)
Owner	Company Name on Record
Last Sale	$106,300 (Jun 2014)
Tax Bill	$1,417 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage Jan 2021 Transfer
APN	`06-5.0-22-002-000-004.000`

Property Details

APN / Parcel Number

Primary APN	`06-5.0-22-002-000-004.000`

Interior

Building Area	1,312 sqft Base Area
1st Floor Area	1,312 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Lot Area	11,270 sqft (0.258 acres)
Lot Dimensions	161 ft deep x 70 ft wide

Location & Zoning

Street Address	2205 STRADER TER
City	SAINT JOSEPH
State	MO
Zip	64503-1241
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:HILL TOP LOT:3 BLK:8LGL DESC:ADD S 70' LOT 3 BLK 8
Legal Subdivision	HILL TOP
Legal Block	8
Legal Lot Number	3
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1002
Census Tract	1800

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2 MACKENZIE DR, SAINT JOSEPH, MO 64503-3900
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2021	Personal Representative Deed, Transfer · Conventional Mortgage WELLS BANK OF PLATTE CITY
Jan 15, 2021	Quit Claim Deed, Transfer NOT AVAILABLE, ST JOSEPH TITLE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 16, 2014 · Amount on Record
Deed Sale	Jun 16, 2014 · Amount on Record
Deed Document Number	20145778
Record Updated	Sep 20, 2026

January 2021: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	BUCHANAN MO
Recording Date	Jan 15, 2021
Property Address	2205 STRADER TER, SAINT JOSEPH, MO 64503-1241
Document Number	003757/884
Book / Page	3757 / 884
Instrument Date	Jan 14, 2021
Instrument	2021000519
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	NOT AVAILABLE, ST JOSEPH TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2 MACKENZIE DR, SAINT JOSEPH, MO 64503-3900

Mortgage

Document Number	2021000520
Date	Jan 15, 2021
Instrument	2021000520

Lender

Name	WELLS BANK OF PLATTE CITY
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BUCHANAN MO
Recording Date	Jan 15, 2021
Property Address	2205 STRADER TER, SAINT JOSEPH, MO 64503-1241
Document Number	003757/886
Book / Page	3757 / 886
Instrument Date	Jan 14, 2021
Instrument	2021000521
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	NOT AVAILABLE, ST JOSEPH TITLE LLC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 MACKENZIE DR, SAINT JOSEPH, MO 64503-3900

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,417.00	$19,800 (+6.34%) Land $2,850 Building $16,950	$104,200 (+6.33%) Land $15,000 Building $89,200
2024	$1,417.00 (+16.05%)
2023	$1,221.00 (-0.65%)	$18,620 (-) Land $2,850 Building $15,770	$98,000 (-) Land $15,000 Building $83,000
2022	$1,229.00	$18,620 Land $2,850 Building $15,770
2021			$98,000 Land $15,000 Building $83,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (1984–2018)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Sep 2018 · other causes
Claims by Event	Severe Storms And Flooding, May 2007 · 2 claims Severe Storms & Flooding, Jul 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Metronet.

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