2204 Strader Ter, Saint Joseph, MO 64503 Property Records

Buchanan County property record for 2204 Strader Ter, Saint Joseph, MO 64503

Property Summary

Property Type	Single Family Home
Details	1,418 sqft · built 1959
Lot Size	0.158 acres (6,908 sqft)
Owner	2 Individual Names on Record
Last Sale	$215,811 (Oct 2026)
Tax Bill	$1,438 (2025)
Deeds & Mortgages	Oct 2026 Mortgage
APN	`06-5.0-22-002-000-027.000`

Property Details

APN / Parcel Number

Primary APN	`06-5.0-22-002-000-027.000`

Interior

Building Area	1,418 sqft Base Area
1st Floor Area	1,418 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Lot Area	6,908 sqft (0.158 acres)
Lot Dimensions	110 ft deep x 62.8 ft wide

Location & Zoning

Street Address	2204 STRADER TER
City	SAINT JOSEPH
State	MO
Zip	64503-1242
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:HILL TOP LOT:13 BLK:7LGL DESC:THAT PT LOT 13 BLK 7 BEG AT SE COR LOT 13 TH N ALG ELY LINE AT SD L 62.8' TH W TO PT ON W/L
Legal Subdivision	HILL TOP
Legal Block	7
Legal Lot Number	13
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1005
Census Tract	1800

Owner

Source: Buchanan County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2204 STRADER TER, SAINT JOSEPH, MO 64503-1242
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2026 · Amount on Record
Deed Sale	Oct 5, 2026 · Amount on Record
Deed Document Number	20268468
Deed Book / Page	3823 / 200
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Oct 5, 2026
Property Address	2204 STRADER TER, SAINT JOSEPH, MO 64503-1242
Document Number	0000008468
Book / Page	3823 / 200
Instrument Date	Sep 30, 2026
Instrument	20268468
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	ST JOSEPH TITLE & ABSTRACT C, ST JOSEPH TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2204 STRADER TER, SAINT JOSEPH, MO 64503-1242

Mortgage

Document Number	0000008469,
Date	Oct 5, 2026
Book Page	3823/201
Instrument	20268469

Lender

Name	PRESIDENTIAL BANK FSB

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2056

Interest

Max Rate	-1%

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,438.00 (+0.07%)	$20,120 (+6.51%) Land $2,380 Building $17,740	$105,870 (+6.51%) Land $12,500 Building $93,370
2024	$1,437.00 (+16.26%)
2023	$1,236.00 (-0.72%)	$18,890 (-) Land $2,380 Building $16,510	$99,400 (-) Land $12,500 Building $86,900
2022	$1,245.00	$18,890 Land $2,380 Building $16,510
2021			$99,400 Land $12,500 Building $86,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (1984–2018)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Sep 2018 · other causes
Claims by Event	Severe Storms And Flooding, May 2007 · 2 claims Severe Storms & Flooding, Jul 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Metronet.

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