2206 Hayes St, Temple, TX 76502 Property Records

Bell County property record for 2206 Hayes St, Temple, TX 76502

Property Summary

Property Type	Single Family Home
Details	1,526 sqft · built 2020
Owner	Individual Name on File
Tax Bill	$4,167 (2024)
Deeds & Mortgages	Jul 2025 Mortgage May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0922918620`

Property Details

APN / Parcel Number

Primary APN	`0922918620`
Alternative APNs	`488971` `875778`

Interior

Stories	1 Story
Building Area	1,526 sqft Living Area

Exterior

Year Built	Built 2020
Exterior Material	Wood Siding
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Patio Area	84 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	875778
Street Address	2206 HAYES ST
City	TEMPLE
State	TX
Zip	76502-7393
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE RESERVE AT PEA RIDGE PHASE I, BLOCK 002, LOT 0040
Legal Subdivision	THE RESERVE AT PEA RIDGE PHASE I
Legal Phase	1
Legal Block	2
Legal Lot Number	40
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	1
Census Block	1011
Census Tract	20301

Owner

2206 Hayes St is owned and occupied by an individual who acquired it in July 2025.

Source: Bell County records, as of January 20, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2206 HAYES ST, TEMPLE, TX 76502-7393
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2025	Vendor's Lien, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
May 12, 2020	Grant Deed, Transfer CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2025
Deed Sale	Jul 17, 2025
Prior Sale	May 12, 2020
Deed Document Number	2025034524
Record Updated	Jun 8, 2026

July 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Jul 17, 2025
Property Address	2206 HAYES ST, TEMPLE, TX 76502-7393
Document Number	0000034524
Map Reference	DOC 45A&B
Instrument Date	Jul 16, 2025
Instrument	2025034524
Transaction Type	Transfer
Record Updated	Jan 21, 2026
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TTL CO T

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2206 HAYES ST, TEMPLE, TX 76502-7393

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2206 HAYES ST, TEMPLE, TX 76502-7393

Mortgage

Document Number	0000034525
Date	Jul 17, 2025
Instrument	2025034525

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2055

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BELL TX
Recording Date	May 12, 2020
Property Address	2206 HAYES ST, TEMPLE, TX 76502-7393
Document Number	0000022464
Instrument Date	May 11, 2020
Instrument	22464
Transaction Type	Transfer
Record Updated	Jul 27, 2020
Title Company	CENTRALAND TITLE COMPANY, CENTRALAND TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2206 HAYES ST TEMPLE TX 765027393, TEMPLE, TX 76502-7393

Mortgage

Document Number	22465
Date	May 12, 2020
Instrument	22465

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 11, 2050

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Belton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$263,073 Land $40,000 Building $223,073	$263,073 Land $40,000 Building $223,073
2024	$4,167.00 (+18.08%)
2023	$3,529.00 (-16.04%) Homeowner's exemption	$276,116 Land $40,000 Building $236,116	$276,116 Land $40,000 Building $236,116
2022	$4,203.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2206 Hayes St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2206 Hayes St is moderate, ranking above 48% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 77% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink.

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