2202 Hayes St, Temple, TX 76502 Property Records

Bell County property record for 2202 Hayes St, Temple, TX 76502

Property Summary

Property Type	Single Family Home
Details	1,823 sqft · built 2019
Owner	Individual Name on Record
Tax Bill	$3,271 (2023)
Deeds & Mortgages	Sep 2019 Line of Credit Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0922918617`

Property Details

APN / Parcel Number

Primary APN	`0922918617`
Alternative APNs	`488970` `872455`

Interior

Stories	1 Story
Building Area	1,823 sqft Living Area
Gross Area	1,899 sqft
1st Floor Area	1,899 sqft

Exterior

Year Built	Built 2019
Exterior Material	Wood Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Garage Area	435 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	254 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	872455
Street Address	2202 HAYES ST
City	TEMPLE
State	TX
Zip	76502-7393
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE RESERVE AT PEA RIDGE PHASE I, BLOCK 002, LOT 0039
Legal Subdivision	THE RESERVE AT PEA RIDGE PHASE I
Legal Block	2
Legal Lot Number	39
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	1
Census Block	1011
Census Tract	20301

Owner

Source: Bell County records, as of April 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2202 HAYES ST, TEMPLE, TX 76502-7393
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2019	Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH BANK
Mar 3, 2020	Vendor's Lien, Transfer · Conventional Mortgage EXTRACO BANKS NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 3, 2020
Deed Sale	Mar 3, 2020
Deed Document Number	2020010856
Record Updated	Jun 7, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	2202 HAYES ST, TEMPLE, TX 76502-7393
Transaction Type	Mortgage
Record Updated	Sep 30, 2021
Title Company	CENTRALAND TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000040275
Date	Sep 5, 2019
Instrument	2019-00040275

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Address	TEMPLE, TX 76504

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	18 Months
Due	Mar 3, 2021

March 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Mar 3, 2020
Property Address	2202 HAYES ST, TEMPLE, TX 76502-7393
Document Number	0000010856
Map Reference	DOC 2019-45-A&B
Instrument Date	Mar 3, 2020
Instrument	2020-00010856
Transaction Type	Transfer
Record Updated	Sep 30, 2021
Title Company	CENTRALAND TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4353 W ADAMS AVE, 4353, TEMPLE, TX 76504-3400

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2202 HAYES ST, TEMPLE, TX 76502-7393

Mortgage

Document Number	0000010857
Date	Mar 3, 2020
Instrument	2020-00010857

Lender

Name	EXTRACO BANKS NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Belton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,271.00 (-27.79%) Homeowner's exemption Senior Citizen's exemption	$311,936 Land $40,000 Building $271,936	$311,936 Land $40,000 Building $271,936
2022	$4,530.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 77% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink.

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