2106 Hayes St, Temple, TX 76502 Property Records

Bell County property record for 2106 Hayes St, Temple, TX 76502

Property Summary

Property Type	Single Family Home
Details	1,275 sqft · built 2019
Owner	Individual Name on File
Tax Bill	$3,113 (2023)
Deeds & Mortgages	Apr 2022 Mortgage Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0922918605`

Property Details

APN / Parcel Number

Primary APN	`0922918605`
Alternative APNs	`488966` `867932`

Interior

Stories	1 Story
Building Area	1,275 sqft Living Area
1st Floor Area	1,275 sqft

Exterior

Year Built	Built 2019
Exterior Material	Wood Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Garage Area	380 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	188 sqft
Patio Area	78 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	867932
Street Address	2106 HAYES ST
City	TEMPLE
State	TX
Zip	76502-7392
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE RESERVE AT PEA RIDGE PHASE I, BLOCK 002, LOT 0035
Legal Subdivision	THE RESERVE AT PEA RIDGE PHASE I
Legal Block	2
Legal Lot Number	35
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	1
Census Block	1011
Census Tract	20301

Owner

2106 Hayes St is owned and occupied by an individual who acquired it in November 2019.

Source: Bell County records, as of April 1, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2106 HAYES ST, TEMPLE, TX 76502-7392
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2022	Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO
Nov 18, 2021	Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO
Jun 25, 2019	Grant Deed, Transfer · Line of Credit BANCORPSOUTH

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 18, 2019
Deed Sale	Nov 18, 2019
Deed Document Number	2019-00052876
Record Updated	Jun 7, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	2106 HAYES ST, TEMPLE, TX 76502-7392
Transaction Type	Mortgage
Record Updated	Apr 12, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2106 HAYES ST, TEMPLE, TX 76502-7392

Mortgage

Document Number	0000020730
Date	Apr 1, 2022
Instrument	2022020730

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2052

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	2106 HAYES ST, TEMPLE, TX 76502-7392
Transaction Type	Mortgage
Record Updated	Nov 29, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2106 HAYES ST, TEMPLE, TX 76502-7392

Mortgage

Document Number	0000075750
Date	Nov 18, 2021
Instrument	2021075750

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	337 Months
Due	Dec 1, 2049

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BELL TX
Recording Date	Jun 25, 2019
Property Address	2106 HAYES ST, TEMPLE, TX 76502-7392
Document Number	0000027409
Book / Page	010895 / 000741
Instrument Date	Jun 24, 2019
Instrument	27409
Transaction Type	Transfer
Record Updated	Dec 10, 2020
Title Company	CENTRALAND TITLE COMPANY, CENTRALAND TITLE CO

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	7453 W ADAMS AVE TEMPLE TX 76502, TEMPLE, TX 76502

Mortgage

Document Number	27410
Date	Jun 25, 2019
Book Page	010895/000745
Instrument	27410

Lender

Name	BANCORPSOUTH
Type	Bank
Address	5550 SW H K DODGEN LOOP, TEMPLE, TX 76504-3445

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Jun 24, 2020

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Belton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,113.00 (-17.8%) Homeowner's exemption	$253,293 Land $40,000 Building $213,293	$253,293 Land $40,000 Building $213,293
2022	$3,787.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2106 Hayes St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2106 Hayes St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink.

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