Union County property record for 2205 Waverly Dr, Monroe, NC 28112
| Property Type | Rural Home |
|---|---|
| Details | 2 bd · 2 ba · 1,478 sqft · built 1977 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | Individual Name on File |
| Last Sale | $60,000 (Mar 2012) |
| Tax Bill | $2,162 (2025) |
| Deeds & Mortgages | Sep 2019 Line of Credit Aug 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-286-103 |
| Primary APN | 09-286-103 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,478 sqft Living Area |
| 1st Floor Area | 1,478 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 16,553 sqft (0.38 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 40 sqft |
| Deck Area | Deck Area |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2205 WAVERLY DR |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28112-2423 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R-20 MONRO |
| Legal Description | #72 TIMBERLAKE PB4 PG133 |
| Legal Subdivision | TIMBERLAKE |
| Legal Lot Number | 72 |
| Jurisdiction | UNION NC |
| Township / Civil Division | MONROE |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 20502 |
2205 Waverly Dr, a rural home, is owned and occupied by an individual who acquired it in August 2019.
Source: Union County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2205 WAVERLY DR, MONROE, NC 28112-2423 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 10, 2019 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO |
| Aug 9, 2019 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 19, 2012 · Amount on File |
| Deed Sale | Mar 19, 2012 · Amount on File |
| Prior Sale | Mar 16, 2011 · Amount on File |
| Deed Document Number | 20128110 |
| Deed Book / Page | 5702 / 170 |
| Last Transfer Date | Aug 7, 2019 |
| Transfer Doc | 7436679 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 2205 WAVERLY DR, MONROE, NC 28112-2423 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 7461299 |
|---|---|
| Date | Sep 10, 2019 |
| Book Page | 7461/299 |
| Instrument | 0027217 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Aug 9, 2019 |
| Property Address | 2205 WAVERLY DR, MONROE, NC 28112-2423 |
| Document Number | 7436679 |
| Book / Page | 007436 / 000679 |
| Instrument Date | Aug 7, 2019 |
| Instrument | 23416 |
| Transaction Type | Transfer |
| Record Updated | Sep 11, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2205 WAVERLY DR MONROE NC 281122423, MONROE, NC 28112-2423 |
The 2025 property tax bill for 2205 Waverly Dr was $2,162.
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Monroe City |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $247,400 (-) Land $68,800 Building $178,600 | $247,400 (-) Land $68,800 Building $178,600 | |
| 2025 | $2,162.00 | $247,400 Land $68,800 Building $178,600 | $247,400 Land $68,800 Building $178,600 |
| 2023 | $1,822.00 | $167,100 Land $37,200 Building $129,900 | $167,100 Land $37,200 Building $129,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2205 Waverly Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2205 Waverly Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MONROE serves 43,081 people · EPA ID NC0190010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | E. coli resolved · Aug 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures