Union County property record for 2102 Waverly Dr, Monroe, NC 28112
| Property Type | Other Improved |
|---|---|
| Details | 4 bd · 2.5 ba · 2,120 sqft · built 2022 |
| Lot Size | 0.64 acres (27,878 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $385,000 (Jun 2022) |
| Tax Bill | $3,383 (2025) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage Jun 2021 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-286-088 |
| Primary APN | 09-286-088 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,120 sqft Living Area |
| 1st Floor Area | 860 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Lot Area | 27,878 sqft (0.64 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2102 WAVERLY DR |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28112-2420 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Local Zoning Code | R-20 MONRO |
| Legal Description | #57 TIMBERLAKE PB4 PG133 |
| Legal Subdivision | TIMBERLAKE |
| Jurisdiction | UNION NC |
| Township / Civil Division | MONROE |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 20502 |
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2102 WAVERLY DR, MONROE, NC 28112-2420 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 9, 2022 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Jun 23, 2021 | Warranty Deed, Transfer |
| Apr 30, 2021 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 9, 2022 · Amount on Record |
| Deed Sale | Jun 9, 2022 · Amount on Record |
| Prior Sale | Jun 23, 2021 · Amount on Record |
| Deed Document Number | 202220877 |
| Deed Book / Page | 8497 / 812 |
| Prior Transfer Date | Apr 23, 2015 |
| Prior Transfer Doc | 0006436746 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Jun 9, 2022 |
| Property Address | 2102 WAVERLY DR, MONROE, NC 28112-2420 |
| Document Number | 0008497812 |
| Book / Page | 8497 / 812 |
| Map Reference | MB 4 PG 133 |
| Instrument Date | Jun 9, 2022 |
| Instrument | 20877 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 31, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $770.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2102 WAVERLY DR, MONROE, NC 28112-2420 |
| Investor | Possibly a Property Investor |
| Document Number | 0000020878 |
|---|---|
| Date | Jun 9, 2022 |
| Instrument | 20878 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.15% |
| Type Change Date | Jul 1, 2027 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 5.15% |
| Index | 5-Year CMT |
| Max Rate | 9.15% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Jun 23, 2021 |
| Property Address | 2102 WAVERLY DR, MONROE, NC 28112-2420 |
| Document Number | 0008145897 |
| Book / Page | 8145 / 897 |
| Map Reference | MB 4 PG 133 |
| Instrument Date | Jun 21, 2021 |
| Instrument | 29667 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $100.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2627 BREKONRIDGE CENTRE DR, MONROE, NC 28110-5629 |
| Name | Verified Name |
|---|---|
| Address | 525 BAUCOM DEESE RD, MONROE, NC 28110-8781 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Apr 30, 2021 |
| Property Address | 2102 WAVERLY DR, MONROE, NC 28112-2420 |
| Document Number | 0008084899 |
| Book / Page | 8084 / 899 |
| Map Reference | MB 4 PG 133 |
| Instrument Date | Apr 29, 2021 |
| Instrument | 20574 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2627 BREKONRIDGE CENTRE DR, MONROE, NC 28110-5629 |
| Name | Verified Name |
|---|---|
| Address | 2627 BREKONRIDGE CENTRE DR, MONROE, NC 28110-5629 |
| Investor | Possibly a Property Investor |
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Monroe City |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $387,000 (-) Land $71,600 Building $315,400 | $387,000 (-) Land $71,600 Building $315,400 | |
| 2025 | $3,383.00 (+8.12%) | $387,000 (+34.84%) Land $71,600 Building $315,400 | $387,000 (+34.84%) Land $71,600 Building $315,400 |
| 2023 | $3,129.00 | $287,000 Land $39,100 Building $247,900 | $287,000 Land $39,100 Building $247,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MONROE serves 43,081 people · EPA ID NC0190010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | E. coli resolved · Aug 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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