Union County property record for 2207 Waverly Dr, Monroe, NC 28112
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,284 sqft · built 1977 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | Individual Name on File |
| Last Sale | $150,000 (Apr 2020) |
| Tax Bill | $1,958 (2025) |
| Deeds & Mortgages | Nov 2025 Second Mortgage Mar 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-286-102 |
| Primary APN | 09-286-102 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,284 sqft Living Area |
| 1st Floor Area | 1,284 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 16,553 sqft (0.38 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 45 sqft |
| Deck Area | Deck Area |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2207 WAVERLY DR |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28112-2423 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R-20 MONRO |
| Legal Description | #71 TIMBERLAKE PB4 PG133 |
| Legal Subdivision | TIMBERLAKE |
| Jurisdiction | UNION NC |
| Township / Civil Division | MONROE |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 20502 |
2207 Waverly Dr, a rural home, is owned and occupied by an individual who bought it in April 2020.
Source: Union County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2207 WAVERLY DR, MONROE, NC 28112-2423 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 24, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage AMERISAVE MORTGAGE CORP |
| Mar 11, 2022 | Deed of Trust, Mortgage · Conventional Mortgage EMORTGAGE FUNDING LLC |
| Apr 13, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD MORTGAGE CO |
| Jun 10, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORPORATION |
| Apr 6, 2020 | Warranty Deed, Transfer · Conventional with PMI DIRECT HM LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 6, 2020 · Amount on File |
| Deed Sale | Apr 6, 2020 · Amount on File |
| Prior Sale | May 27, 2005 · Amount on File |
| Deed Document Number | 202011517 |
| Deed Book / Page | 7630 / 368 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 2207 WAVERLY DR, MONROE, NC 28112-2423 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Title Company | 2020 TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0009252171 |
|---|---|
| Date | Nov 24, 2025 |
| Book Page | 9252/171 |
| Instrument | 31089 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30342 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 2207 WAVERLY DR, MONROE, NC 28112-2423 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0008422553 |
|---|---|
| Date | Mar 11, 2022 |
| Book Page | 8422/553 |
| Instrument | 9189 |
| Name | EMORTGAGE FUNDING LLC |
|---|---|
| Address | TROY, MI 48084 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 2207 WAVERLY DR, MONROE, NC 28112-2423 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 7135865 |
|---|---|
| Date | Apr 13, 2018 |
| Book Page | 7135/865 |
| Instrument | 0009590 |
| Name | FIFTH THIRD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45227 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 2207 WAVERLY DR, MONROE, NC 28112-2423 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 7696738 |
|---|---|
| Date | Jun 10, 2020 |
| Book Page | 7696/738 |
| Instrument | 20628 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|---|
| Type | Non-Lending Institution |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Apr 6, 2020 |
| Property Address | 2207 WAVERLY DR, MONROE, NC 28112-2423 |
| Document Number | 7630366 |
| Book / Page | 007630 / 000366 |
| Instrument Date | Mar 31, 2020 |
| Instrument | 11517 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $300.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2207 WAVERLY DR MONROE NC 281122423, MONROE, NC 28112-2423 |
| Document Number | 7630373 |
|---|---|
| Date | Apr 6, 2020 |
| Book Page | 007630/000373 |
| Instrument | 11518 |
| Name | DIRECT HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | CHARLOTTE, NC 28203 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 5, 2050 |
The 2025 property tax bill for 2207 Waverly Dr was $1,958.
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Monroe City |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $224,000 (-) Land $68,800 Building $155,200 | $224,000 (-) Land $68,800 Building $155,200 | |
| 2025 | $1,958.00 | $224,000 Land $68,800 Building $155,200 | $224,000 Land $68,800 Building $155,200 |
| 2023 | $1,635.00 | $150,000 Land $37,200 Building $112,800 | $150,000 Land $37,200 Building $112,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2207 Waverly Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2207 Waverly Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MONROE serves 43,081 people · EPA ID NC0190010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | E. coli resolved · Aug 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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