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2205 Sutherland Rd, Lynn Haven, FL 32444 Property Records

Bay County property record for 2205 Sutherland Rd, Lynn Haven, FL 32444

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,299 sqft · built 1994
Lot Size0.461 acres (20,086 sqft)
OwnerIndividual Name on Record
Last Sale$200,000 (Nov 2021)
Tax Bill$3,223 (2025)
Deeds & MortgagesNov 2021 Sale
Flood ZoneZone X (minimal risk)
APN11588-210-000

Property Details

APN / Parcel Number

Primary APN11588-210-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,299 sqft Living Area
Gross Area2,003 sqft
1st Floor Area1,299 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialOther
Lot Area20,086 sqft (0.461 acres)
Garage TypeAttached
Garage Area704 sqft
DrivewayDriveway
Driveway Area1,584 sqft
PorchOpen Porch
Porch Area359 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address2205 SUTHERLAND RD
CityLYNN HAVEN
StateFL
Zip32444-5393
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeUND
Legal DescriptionMOWAT HIGHLANDS PHASE III LOT 10 MAP 103A ORB 4481 P 1522
Legal Range14W
Legal Township03S
Legal Section15
Legal SubdivisionMOWAT HIGHLANDS PHASE III
Legal Phase3
Legal Lot Number10
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY
Census Block Group2
Census Block2013
Census Tract1301

Owner

Source: Bay County records, as of January 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1413 1/2 DRAKE AVE, PANAMA CITY, FL 32401-1304
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 3, 2021 · Amount on Record
Deed SaleNov 3, 2021 · Amount on Record
Prior SaleJun 4, 2009 · Amount on Record
Deed Document Number202184067
Deed Book / Page4481 / 1522
Prior Transfer DateMay 27, 2009
Prior Transfer Doc0031581401
Record UpdatedJun 8, 2026

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY FL
Recording DateNov 3, 2021
Property Address2205 SUTHERLAND RD, LYNN HAVEN, FL 32444-5393
Document Number0044811522
Book / Page4481 / 1522
Map ReferenceMB 16 PG 38
Instrument DateNov 1, 2021
Instrument2021084067
Transaction TypeTransfer
Record UpdatedNov 26, 2021
Title CompanyMTI TITLE INSURANCE AGENCY INC, MTI TITLE INSURANCE AGCY INC

Transaction

AmountAmount Recorded
Tax$1,400.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1909 BASHAM LN, 1909, CLARKSVILLE, TN 37043-5900

Transferred To (Grantee/Buyer)

NameVerified Name
Address1413 1 2 DRAKE AVE, PANAMA CITY, FL 32401

Tax Assessment & Valuation

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
MunicipalityLynn Haven City
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,223.00 (-0.98%)$214,279 (+10.66%) Land $63,500 Building $150,779$214,279 (+10.66%) Land $63,500 Building $150,779
2024$3,255.00 (+4.46%)
2023$3,116.00 (+20.36%)$193,640 (+12.79%) Land $48,755 Building $144,885$193,640 (+12.79%) Land $48,755 Building $144,885
2022$2,589.00$171,680 Land $37,839 Building $133,841$171,680 Land $37,839 Building $133,841

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 325 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies325 in force
Nearby Flood Claims60 (1998–2021)
Claims Outside the SFHA27 of 60
Most Recent ClaimAug 2021 · Tropical Storm Fred
Claims by Event
  • Hurricane Michael, Oct 2018 · 48 claims
  • Severe Storms And Flooding, Jul 2013 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 87% of Florida
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLYNN HAVEN, CITY OF WATER SYSTEM
serves 23,380 people · EPA ID FL1030435
Water SourcePurchased surface water from BAY COUNTY WATER SYSTEM
Last State InspectionNov 2024
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		300 / 20

May also be available: AT&T.

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