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2106 Sutherland Rd, Lynn Haven, FL 32444 Property Records

Bay County property record for 2106 Sutherland Rd, Lynn Haven, FL 32444

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,806 sqft · built 1995
Lot Size0.361 acres (15,726 sqft)
OwnerIndividual Name on Record
Last Sale$38,100 (Jan 2015)
Tax Bill$1,991 (2025)
Deeds & MortgagesJul 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN11588-205-000

Property Details

APN / Parcel Number

Primary APN11588-205-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,806 sqft Living Area
Gross Area2,310 sqft
1st Floor Area1,806 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 2005
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area15,726 sqft (0.361 acres)
Garage TypeAttached
Garage Area504 sqft
DrivewayDriveway
Driveway Area768 sqft

Exterior Amenities

Pool Area324 sqft
PorchOpen Porch
Porch Area36 sqft
Deck Area204 sqft
Patio Area240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address2106 SUTHERLAND RD
CityLYNN HAVEN
StateFL
Zip32444-5390
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeUND
Legal DescriptionMOWAT HIGHLANDS PHASE III LOT 5 MAP 103A ORB 3668 P 2123
Legal Range14W
Legal Township03S
Legal Section15
Legal SubdivisionMOWAT HIGHLANDS PHASE III
Legal Phase3
Legal Lot Number5
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY
Census Block Group2
Census Block2013
Census Tract1301

Owner

Source: Bay County records, as of January 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2106 SUTHERLAND RD, LYNN HAVEN, FL 32444-5390
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 15, 2015 · Amount on Record
Deed SaleJan 15, 2015 · Amount on Record
Prior SaleSep 18, 2008 · Amount on Record
Deed Document Number20152579
Deed Book / Page3668 / 2123
Prior Transfer DateJan 9, 2015
Prior Transfer Doc0036682123
Record UpdatedJun 8, 2026

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBAY FL
Property Address2106 SUTHERLAND RD, LYNN HAVEN, FL 32444-5390
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0040330864
DateJul 31, 2018
Book Page4033/0864
Instrument2018045668
Lender
NameTYNDALL FCU
TypeCredit Union
AddressPANAMA CITY, FL 32412
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term121 Months
DueAug 1, 2028

Tax Assessment & Valuation

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
MunicipalityLynn Haven City
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,991.00 (-4.69%) Homeowner's exemption$173,957 (+5.99%)$233,527 (+10.06%) Land $63,500 Building $170,027
2024$2,089.00 (+3.47%)
2023$2,019.00 (+9.91%) Homeowner's exemption$164,130 (+3%)$212,177 (+20.74%) Land $48,755 Building $163,422
2022$1,837.00 Homeowner's exemption$159,349$175,729 Land $37,839 Building $137,890

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 325 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies325 in force
Nearby Flood Claims60 (1998–2021)
Claims Outside the SFHA27 of 60
Most Recent ClaimAug 2021 · Tropical Storm Fred
Claims by Event
  • Hurricane Michael, Oct 2018 · 48 claims
  • Severe Storms And Flooding, Jul 2013 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 87% of Florida
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLYNN HAVEN, CITY OF WATER SYSTEM
serves 23,380 people · EPA ID FL1030435
Water SourcePurchased surface water from BAY COUNTY WATER SYSTEM
Last State InspectionNov 2024
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		300 / 20

May also be available: AT&T.

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