Bay County property record for 2204 Sutherland Rd, Lynn Haven, FL 32444
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,846 sqft · built 1998 |
| Lot Size | 0.459 acres (20,019 sqft) |
| Owner | 2 Owner Names on Record |
| Last Sale | $245,000 (Jun 2008) |
| Tax Bill | $3,319 (2025) |
| Deeds & Mortgages | Apr 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11588-209-000 |
| Primary APN | 11588-209-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,846 sqft Heated Area |
| Gross Area | 2,689 sqft |
| 1st Floor Area | 1,846 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Stucco |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 20,019 sqft (0.459 acres) |
| Garage Type | Detached |
| Garage Area | 525 sqft |
| Driveway | Driveway |
| Driveway Area | 864 sqft |
| Porch | Porch |
| Porch Area | 318 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 2204 SUTHERLAND RD |
|---|---|
| City | LYNN HAVEN |
| State | FL |
| Zip | 32444-5391 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MOWAT HIGHLANDS PHASE III LOT 9 MAP 103A ORB 3061 P 1770 |
| Legal Range | 14W |
| Legal Township | 03S |
| Legal Section | 15 |
| Legal Subdivision | MOWAT HIGHLANDS |
| Legal Phase | 3 |
| Legal Lot Number | 9 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 1301 |
Source: Bay County records, as of January 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on Record |
|---|---|
| Mailing Address | 21 WINDSONG LN, FRIENDSWOOD, TX 77546-5657 |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 24, 2008 · Amount on Record |
| Deed Sale | Jun 24, 2008 · Amount on Record |
| Prior Sale | Mar 8, 2004 · Amount on Record |
| Deed Document Number | 2008036122 |
| Deed Book / Page | 3061 / 1770 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY FL |
| Property Address | 2204 SUTHERLAND RD, LYNN HAVEN, FL 32444-5391 |
| Document Number | 0041152333 |
| Instrument Date | Apr 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1702 SUNMEADOW BLVD FRIENDSWOOD TX 775466018, FRIENDSWOOD, TX 77546-6018 |
| Document Number | 0041152333 |
|---|---|
| Date | Apr 25, 2019 |
| Book Page | 004115/002333 |
| Instrument | 40997 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 24, 2034 |
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Lynn Haven City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,319.00 (+6.93%) | $232,955 (+9.47%) Land $63,500 Building $169,455 | $232,955 (+9.47%) Land $63,500 Building $169,455 |
| 2023 | $3,104.00 (+25.72%) | $212,795 (+30.33%) Land $48,755 Building $164,040 | $212,795 (+30.33%) Land $48,755 Building $164,040 |
| 2022 | $2,469.00 | $163,272 Land $37,839 Building $125,433 | $163,272 Land $37,839 Building $125,433 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 325 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 325 in force |
| Nearby Flood Claims | 60 (1998–2021) |
| Claims Outside the SFHA | 27 of 60 |
| Most Recent Claim | Aug 2021 · Tropical Storm Fred |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 87% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LYNN HAVEN, CITY OF WATER SYSTEM serves 23,380 people · EPA ID FL1030435 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Nov 2024 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
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