2205 Cedar Tree Ln, Waldorf, MD 20601 Property Records

Charles County property record for 2205 Cedar Tree Ln, Waldorf, MD 20601

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,480 sqft · built 1996
Lot Size	0.275 acres (12,000 sqft)
Owner	Individual Name on Record
Last Sale	$389,900 (Sep 2017)
Tax Bill	$5,506 (2023)
Deeds & Mortgages	Dec 2020 Mortgage Jul 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-060002`

Property Details

APN / Parcel Number

Primary APN	`08-060002`
Alternative APNs	`8060002` `060002`

Interior

Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	2,480 sqft Total Area
1st Floor Area	1,592 sqft
Basement Area	886 sqft
Finished Basement	886 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	12,000 sqft (0.275 acres)
Garage Type	Built-in
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	140 sqft
Deck Area	216 sqft
Shed	1 Shed
Shed Area	540 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	060002
Old Parcel Number	8060002
Street Address	2205 CEDAR TREE LN
City	WALDORF
State	MD
Zip	20601-3609
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Description	LOT 36 PLAT FIVE CEDAR TREE SUB
Legal Subdivision	PLAT FIVE CEDAR TREE SUB
Legal Lot Number	36
Jurisdiction	CHARLES MD
Township / Civil Division	8, BRYANTOWN
Census Block Group	4
Census Block	4000
Census Tract	850801

Owner

Source: Charles County records, as of October 27, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2205 CEDAR TREE LN, WALDORF, MD 20601-3609
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2020	Deed of Trust, Mortgage · FHA Mortgage 1ST PREFERENCE MORTGAGE CORP
Jul 31, 2019	Deed of Trust, Mortgage · FHA Mortgage 1ST PREFERENCE MORTGAGE CORP
Sep 6, 2017	Deed, Transfer · FHA Mortgage 1ST PREFERENCE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 6, 2017 · Amount on Record
Deed Sale	Sep 6, 2017 · Amount on Record
Prior Sale	May 1, 1998 · Amount on Record
Deed Document Number	0000997835
Deed Book / Page	9978 / 35
Record Updated	Jun 7, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	2205 CEDAR TREE LN, WALDORF, MD 20601-3609
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	VELOCITY NATIONAL TTL CO LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0114760046
Date	Dec 4, 2020
Book Page	11476/46

Lender

Name	1ST PREFERENCE MORTGAGE CORP
Type	Mortgage Company
Address	NOTTINGHAM, MD 21236

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	2205 CEDAR TREE LN, WALDORF, MD 20601-3609
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	CERTIFIED TITLE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0107280001
Date	Jul 31, 2019
Book Page	10728/001

Lender

Name	1ST PREFERENCE MORTGAGE CORP
Type	Lending Institution
Address	NOTTINGHAM, MD 21236

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

September 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLES MD
Recording Date	Sep 6, 2017
Property Address	2205 CEDAR TREE LN, WALDORF, MD 20601-3609
Document Number	0099780035
Book / Page	9978 / 035
Map Reference	MB DGB46 FO167
Instrument Date	Aug 16, 2017
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	MARYLAND FIRST TITLE LTD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2205 CEDAR TREE LN, WALDORF, MD 20601-3609

Mortgage

Document Number	0000997841
Date	Sep 6, 2017
Instrument	9978/41

Lender

Name	1ST PREFERENCE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Charles County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$5,506.00 Homeowner's exemption	$393,100 Land $84,300 Building $308,800	$393,100 Land $84,300 Building $308,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2011)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2011 · Remnants Of Tropical Storm Lee

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049
Water Source	Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Cedar Tree Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures