2173 Cedar Tree Ln, Waldorf, MD 20601 Property Records

Charles County property record for 2173 Cedar Tree Ln, Waldorf, MD 20601

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 3,012 sqft · built 1997
Lot Size0.526 acres (22,930 sqft)
Owner2 Individual Names on File
Last Sale$188,499 (Mar 1997)
Tax Bill$12,041 (2025)
Deeds & MortgagesMar 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN08-059861

Property Details

APN / Parcel Number

Primary APN08-059861
Alternative APNs
  • 8059861
  • 059861

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,012 sqft Living Area
Gross Area3,412 sqft
1st Floor Area1,178 sqft
Basement Area736 sqft
Finished Basement736 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area22,930 sqft (0.526 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number059861
Street Address2173 CEDAR TREE LN
CityWALDORF
StateMD
Zip20601-3606
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM
Legal DescriptionLOT 24 PLAT FOUR CEDAR TREE SUB
Legal SubdivisionCEDAR TREE SUB
Legal Block4
Legal Lot Number24
JurisdictionCHARLES MD
Township / Civil Division8, BRYANTOWN
Census Block Group4
Census Block4000
Census Tract850801

Owner

2173 Cedar Tree Ln is owned and occupied by two individuals who bought it in March 1997.

Source: Charles County records, as of September 16, 2026

Owner of Record2 Individual Names on File
Mailing Address2173 CEDAR TREE LN, WALDORF, MD 20601-3606
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 5, 1997 · Amount on File
Deed SaleMar 5, 1997 · Amount on File
Prior SaleOct 24, 1996 · Amount on File
Deed Document Number19975997
Deed Book / Page2345 / 236
Record UpdatedOct 29, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLES MD
Property Address2173 CEDAR TREE LN, WALDORF, MD 20601-3606
Transaction TypeMortgage
Record UpdatedOct 25, 2022
Title CompanyCU TITLE INSURANCE AGCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0124810205
DateMar 31, 2022
Book Page12481/205
Lender
NamePRINCE GEORGES COMMUNITY FCU
TypeCredit Union
AddressFAIRFAX, VA 22030
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 2173 Cedar Tree Ln was $12,041.

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCharles County
Unified School DistrictCharles County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$434,400 Land $96,400 Building $338,000$434,400 Land $96,400 Building $338,000
2025$12,041.00
2023$4,814.00$340,900 Land $89,800 Building $251,100$340,900 Land $89,800 Building $251,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2173 Cedar Tree Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims2 (2011)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2011 · Remnants Of Tropical Storm Lee

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2173 Cedar Tree Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWALDORF - CHARLES COUNTY DPW
serves 84,296 people · EPA ID MD0080049
Water SourcePurchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION
Last State InspectionJul 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 396 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250

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