2169 Cedar Tree Ln, Waldorf, MD 20601 Property Records

Charles County property record for 2169 Cedar Tree Ln, Waldorf, MD 20601

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,896 sqft · built 1996
Lot Size	0.599 acres (26,103 sqft)
Owner	Individual Name on File
Last Sale	$450,000 (Jul 2023)
Tax Bill	$12,287 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-059853`

Property Details

APN / Parcel Number

Primary APN	`08-059853`
Alternative APNs	`8059853` `059853`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,896 sqft Living Area
Gross Area	3,296 sqft
1st Floor Area	1,178 sqft
Basement Area	760 sqft
Finished Basement	760 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	26,103 sqft (0.599 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	059853
Street Address	2169 CEDAR TREE LN
City	WALDORF
State	MD
Zip	20601-3606
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Description	LOT 23 PLAT FOUR CEDAR TREE SUB
Legal Subdivision	CEDAR TREE SUB
Legal Block	4
Legal Lot Number	23
Jurisdiction	CHARLES MD
Township / Civil Division	8, BRYANTOWN
Census Block Group	4
Census Block	4000
Census Tract	850801

Owner

2169 Cedar Tree Ln is owned and occupied by an individual who bought it in July 2023.

Source: Charles County records, as of September 16, 2026

Owner of Record	Individual Name on File
Mailing Address	2169 CEDAR TREE LN, WALDORF, MD 20601-3606
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2023 · Amount on File
Deed Sale	Jul 14, 2023 · Amount on File
Prior Sale	Aug 22, 1996 · Amount on File
Deed Book / Page	12992 / 52
Record Updated	Oct 29, 2026

July 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLES MD
Recording Date	Jul 14, 2023
Property Address	2169 CEDAR TREE LN, WALDORF, MD 20601-3606
Document Number	0129920052
Book / Page	12992 / 52
Map Reference	MB DGB 46 FO 166
Instrument Date	Jun 22, 2023
Transaction Type	Transfer
Record Updated	Sep 7, 2023
Title Company	JDM TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	2169 CEDAR TREE LN, WALDORF, MD 20601-3606

Mortgage

Document Number	0001299260
Date	Jul 14, 2023
Instrument	12992/60

Lender

Name	IBANEZ MORTGAGE GROUP LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 2169 Cedar Tree Ln was $12,287.

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$446,100 (+8.13%) Land $98,000 Building $348,100	$446,100 (-) Land $98,000 Building $348,100
2025	$12,287.00	$412,567	$446,100 Land $98,000 Building $348,100
2023	$4,875.00 (+14.36%)	$345,500 (+1.53%) Land $91,400 Building $254,100	$345,500 (-) Land $91,400 Building $254,100
2022	$4,263.00	$340,300	$345,500 Land $91,400 Building $254,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2169 Cedar Tree Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2011)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2011 · Remnants Of Tropical Storm Lee

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2169 Cedar Tree Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049
Water Source	Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 396 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250