22049 Seashore Cir, Estero, FL 33928 Property Records

Lee County property record for 22049 Seashore Cir, Estero, FL 33928

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,167 sqft · built 1995
Lot Size	0.271 acres (11,822 sqft)
Owner	Individual Name on Record
Last Sale	$295,000 (Jul 2019)
Tax Bill	$3,602 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-47-25-E1-08000.0130`

Property Details

APN / Parcel Number

Primary APN	`04-47-25-E1-08000.0130`
Alternative APNs	`250447E1080000130` `04472508000000130` `10277048`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,167 sqft Living Area
Gross Area	2,600 sqft
1st Floor Area	2,005 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1996
Architectural Style	Ranch
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,822 sqft (0.271 acres)
Garage Type	Attached
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	177 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10277048
Street Address	22049 SEASHORE CIR
City	ESTERO
State	FL
Zip	33928-4306
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-2
Legal Description	TR MN FOUNTAIN LAKES S/D PB 52 PGS 94-100 LOT 13
Legal Range	25E
Legal Township	47S
Legal Section	04
Legal Subdivision	FOUNTAIN LAKES S/D
Legal Tract	MN
Legal Block	3
Legal Lot Number	13
Jurisdiction	LEE FL
Township / Civil Division	BONITA SPRINGS
Census Block Group	3
Census Block	3001
Census Tract	50320

Owner

Source: Lee County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	22049 SEASHORE CIR, ESTERO, FL 33928-4306
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 9, 2019	Warranty Deed, Transfer · FHA Mortgage MAGNOLIA BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 9, 2019 · Amount on Record
Deed Sale	Jul 9, 2019 · Amount on Record
Prior Sale	Oct 29, 1996 · Amount on Record
Deed Document Number	2019160241
Prior Transfer Date	Oct 23, 1996
Prior Transfer Doc	2757003758
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	22049 SEASHORE CIR, ESTERO, FL 33928-4306
Transaction Type	Mortgage
Record Updated	Oct 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22049 SEASHORE CIR, ESTERO, FL 33928-4306

Mortgage

Document Number	0000308583
Date	Sep 20, 2021
Instrument	2021000308583

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Jul 9, 2019
Property Address	22049 SEASHORE CIR, ESTERO, FL 33928-4306
Document Number	0000160241
Map Reference	MB 52 PG 94-100
Instrument Date	Jun 27, 2019
Instrument	2019000160241
Transaction Type	Transfer
Record Updated	Feb 10, 2022
Title Company	BONITA TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,065.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4611 CHURCH RD, 4611, TRAVERSE CITY, MI 49685-9653

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22049 SEASHORE CIR, ESTERO, FL 33928-4306

Mortgage

Document Number	0000160242
Date	Jul 9, 2019
Instrument	2019000160242

Lender

Name	MAGNOLIA BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Municipality	Estero Village
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$296,515 (+2.7%)	$389,125 (-6.58%) Land $91,869 Building $297,256
2025	$3,602.00 (+7.39%) Homeowner's exemption	$288,720 (+5.99%)	$416,523 (+2.13%) Land $109,843 Building $306,680
2023	$3,354.00 (-1.06%) Homeowner's exemption	$272,411 (+3%)	$407,832 (+22.06%) Land $231,337 Building $176,495
2022	$3,390.00 Homeowner's exemption	$264,477	$334,116 Land $190,540 Building $143,576

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 70 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	70 in force
Nearby Flood Claims	2 (2015–2025)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Dec 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BONITA SPRINGS UTILITIES serves 76,033 people · EPA ID FL5360025
Water Source	Groundwater
Last State Inspection	May 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Hotwire Communications, Verizon.

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