Lee County property record for 22038 Seashore Cir, Estero, FL 33928
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,075 sqft · built 1996 |
| Lot Size | 0.172 acres (7,501 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $320,000 (Jun 2021) |
| Tax Bill | $4,141 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit Jun 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-47-25-E1-08000.0210 |
| Primary APN | 04-47-25-E1-08000.0210 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,075 sqft Living Area |
| Gross Area | 2,697 sqft |
| 1st Floor Area | 1,490 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Ranch |
| Exterior Material | Concrete Block |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 7,501 sqft (0.172 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 132 sqft |
| Patio Area | 585 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 10277056 |
|---|---|
| Street Address | 22038 SEASHORE CIR |
| City | ESTERO |
| State | FL |
| Zip | 33928-4301 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM-2 |
| Legal Description | TR MN FOUNTAIN LAKES S/D PB 52 PGS 94-100 LOT 21 |
| Legal Range | 25E |
| Legal Township | 47S |
| Legal Section | 04 |
| Legal Subdivision | FOUNTAIN LAKES S/D |
| Legal Tract | MN |
| Legal Block | 3 |
| Legal Lot Number | 21 |
| Jurisdiction | LEE FL |
| Township / Civil Division | BONITA SPRINGS |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 50320 |
22038 Seashore Cir is owned and occupied by two individuals who bought it in June 2021.
Source: Lee County records, as of April 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 22038 SEASHORE CIR, ESTERO, FL 33928-4301 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 19, 2026 | Deed of Trust, Mortgage · Line of Credit SUNCOAST CU |
| Jun 9, 2021 | Warranty Deed, Transfer · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 9, 2021 · Amount on File |
| Deed Sale | Jun 9, 2021 · Amount on File |
| Prior Sale | Jul 20, 2009 · Amount on File |
| Deed Document Number | 2021189965 |
| Prior Transfer Date | Jul 17, 2009 |
| Prior Transfer Doc | 0000196073 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEE FL |
| Property Address | 22038 SEASHORE CIR, ESTERO, FL 33928-4301 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2026 |
| Name | Verified Name |
|---|---|
| Address | 22038 SEASHORE CIR, ESTERO, FL 33928-4301 |
| Document Number | 0000070989 |
|---|---|
| Date | Mar 19, 2026 |
| Instrument | 2026000070989 |
| Name | SUNCOAST CU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33680 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LEE FL |
| Recording Date | Jun 9, 2021 |
| Property Address | 22038 SEASHORE CIR, ESTERO, FL 33928-4301 |
| Document Number | 0000189965 |
| Map Reference | MB 52 PG 94-100 |
| Instrument Date | Jun 7, 2021 |
| Instrument | 2021000189965 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,240.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 96 HOLLYWOOD AVE # 11, 96, LITTLE NECK, NY 11363-1108 |
| Name | Verified Name |
|---|---|
| Address | 22038 SEASHORE CIR, ESTERO, FL 33928-4301 |
| Document Number | 0000189966 |
|---|---|
| Date | Jun 9, 2021 |
| Instrument | 2021000189966 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
The 2025 property tax bill for 22038 Seashore Cir was $4,141 with a homeowner's exemption.
Source: Lee County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Lee County |
| Municipality | Estero Village |
| Unified School District | Lee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,141.00 Homeowner's exemption | $330,159 | $411,651 Land $79,070 Building $332,581 |
| 2023 | $3,866.00 (-0.62%) Homeowner's exemption | $311,509 (+3%) | $369,157 (+22.06%) Land $149,847 Building $219,310 |
| 2022 | $3,890.00 Homeowner's exemption | $302,436 Land $190,540 Building $111,896 | $302,436 Land $190,540 Building $111,896 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 22038 Seashore Cir in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 70 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 70 in force |
| Nearby Flood Claims | 2 (2015–2025) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Dec 2025 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 22038 Seashore Cir is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BONITA SPRINGS UTILITIES serves 76,033 people · EPA ID FL5360025 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 1,200 / 35 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Hotwire Communications, Verizon.
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