Lee County property record for 22045 Seashore Cir, Estero, FL 33928
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,234 sqft · built 1994 |
| Lot Size | 0.256 acres (11,143 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $126,700 (Apr 1994) |
| Tax Bill | $2,200 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-47-25-E1-08000.0120 |
| Primary APN | 04-47-25-E1-08000.0120 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,234 sqft Living Area |
| Gross Area | 2,902 sqft |
| 1st Floor Area | 1,784 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Ranch |
| Exterior Material | Concrete Block |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Asphalt |
| Lot Area | 11,143 sqft (0.256 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Florida Room |
|---|---|
| Porch Area | 228 sqft |
| Patio Area | 450 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 10277047 |
|---|---|
| Street Address | 22045 SEASHORE CIR |
| City | ESTERO |
| State | FL |
| Zip | 33928-4306 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM-2 |
| Legal Description | TR MN FOUNTAIN LAKES S/D PB 52 PGS 94-100 LOT 12 |
| Legal Range | 25E |
| Legal Township | 47S |
| Legal Section | 04 |
| Legal Subdivision | FOUNTAIN LAKES S/D |
| Legal Tract | E1 |
| Legal Block | 3 |
| Legal Lot Number | 12 |
| Jurisdiction | LEE FL |
| Township / Civil Division | BONITA SPRINGS |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 50320 |
Source: Lee County records, as of July 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 22045 SEASHORE CIR, ESTERO, FL 33928-4306 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 5, 1994 · Amount on Record |
| Deed Sale | Apr 5, 1994 · Amount on Record |
| Deed Book / Page | 2487 / 2421 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEE FL |
| Property Address | 22045 SEASHORE CIR, ESTERO, FL 33928-4306 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2025 |
| Name | Verified Name |
|---|---|
| Address | 22045 SEASHORE CIR, ESTERO, FL 33928-4306 |
| Document Number | 0000265398 |
|---|---|
| Date | Oct 3, 2025 |
| Instrument | 2025000265398 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 2, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Lee County assessment roll, as of July 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Lee County |
| Municipality | Estero Village |
| Unified School District | Lee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $185,930 (+2.7%) | $368,145 (+4.18%) Land $83,358 Building $284,787 | |
| 2025 | $2,200.00 (+8.64%) Homeowner's exemption | $181,042 (+5.99%) | $353,369 (-8.3%) Land $92,249 Building $261,120 |
| 2023 | $2,025.00 (-3.02%) Homeowner's exemption | $170,816 (+3%) | $385,360 (+22.06%) Land $212,845 Building $172,515 |
| 2022 | $2,088.00 Homeowner's exemption | $165,841 | $315,702 Land $190,540 Building $125,162 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 70 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 70 in force |
| Nearby Flood Claims | 2 (2015–2025) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Dec 2025 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 88% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BONITA SPRINGS UTILITIES serves 76,033 people · EPA ID FL5360025 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
May also be available: Hotwire Communications, Verizon.
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