Schoharie County and Seward Town property record for 2202 State Rte 165, Cobleskill, NY 12043
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,272 sqft · built 1920 |
| Lot Size | 1.02 acres (44,431 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $66,000 (Jul 2000) |
| Tax Bill | $4,016 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 434400 41.-2-8 |
| Primary APN | 434400 41.-2-8 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,272 sqft Living Area |
| 1st Floor Area | 874 sqft |
| Upper Floors Area | 398 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 44,431 sqft (1.02 acres) |
| Lot Width | 248 ft Width |
| Garage Type | Detached |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 192 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 525J101609 |
|---|---|
| Street Address | 2202 STATE ROUTE 165 |
| City | COBLESKILL |
| State | NY |
| Zip | 12043-7009 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | R1 |
| Legal Block | 2 |
| Legal Lot Number | 8.000 |
| Jurisdiction | SCHOHARIE NY |
| Township / Civil Division | SEWARD |
| Census Block Group | 4 |
| Census Block | 4034 |
| Census Tract | 740400 |
2202 State Rte 165 is owned and occupied by two individuals who bought it in July 2000.
Source: Schoharie County and Seward Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2202 STATE ROUTE 165, COBLESKILL, NY 12043-7009 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 25, 2000 · Amount on File |
| Deed Sale | Jul 25, 2000 · Amount on File |
| Prior Sale | Jun 26, 1997 · Amount on File |
| Deed Book / Page | 678 / 69 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 2202 State Rte 165 was $4,016 with a homeowner's exemption, up 1% from the year before.
Source: Schoharie County and Seward Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Seward Town |
| Unified School District | Cobleskill-Richmondville Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,016.00 (+10.03%) Homeowner's exemption | ||
| 2025 | $3,650.00 | $70,000 Land $9,400 Building $60,600 | $170,732 Land $22,927 Building $147,805 |
| 2023 | $70,000 Land $9,400 Building $60,600 | $140,000 Land $18,800 Building $121,200 | |
| 2020 | $4,537.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2202 State Rte 165 in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2011) |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2202 State Rte 165 is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Starlink Satellite | 280 / 30 |
5G and 4G LTE (outdoors only)
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