Schoharie County and Seward Town property record for 2190 State Rte 165, Cobleskill, NY 12043
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,410 sqft · built 1975 |
| Lot Size | 8.47 acres (368,953 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,500 (Feb 2015) |
| Tax Bill | $5,367 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 434400 41.-2-6 |
| Primary APN | 434400 41.-2-6 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,410 sqft Living Area |
| 1st Floor Area | 1,410 sqft |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 368,953 sqft (8.47 acres) |
| Lot Width | 670 ft Width |
| Porch | Slab |
| Porch Area | 642 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 525J101293 |
|---|---|
| Street Address | 2190 STATE ROUTE 165 |
| City | COBLESKILL |
| State | NY |
| Zip | 12043-7008 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | MODULAR |
| Legal Block | 2 |
| Legal Lot Number | 6.000 |
| Jurisdiction | SCHOHARIE NY |
| Township / Civil Division | SEWARD |
| Census Block Group | 3 |
| Census Block | 3088 |
| Census Tract | 740400 |
2190 State Rte 165 is owned and occupied by an individual who bought it in February 2015.
Source: Schoharie County and Seward Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2190 STATE ROUTE 165, COBLESKILL, NY 12043-7008 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 24, 2015 · Amount on File |
| Deed Sale | Feb 24, 2015 · Amount on File |
| Prior Sale | Sep 30, 2010 · Amount on File |
| Deed Book / Page | 992 / 197 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 2190 State Rte 165 was $5,367, up 9.9% from the year before.
Source: Schoharie County and Seward Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Seward Town |
| Unified School District | Cobleskill-Richmondville Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,367.00 (+9.89%) | ||
| 2025 | $4,884.00 | $94,400 Land $26,400 Building $68,000 | $230,244 Land $64,390 Building $165,854 |
| 2023 | $94,400 Land $26,400 Building $68,000 | $188,800 Land $52,800 Building $136,000 | |
| 2020 | $4,709.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2190 State Rte 165 in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (2011–2015) |
| Most Recent Claim | Feb 2015 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2190 State Rte 165 is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Starlink Satellite | 280 / 30 |
5G and 4G LTE (outdoors only)
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