Schoharie County and Seward Town property record for 2174 State Rte 165, Cobleskill, NY 12043
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,738 sqft · built 1840 |
| Lot Size | 6.1 acres (265,716 sqft) |
| Owner | Individual Name on File |
| Last Sale | $40,000 (Jul 2021) |
| Tax Bill | $5,192 (2026) |
| Deeds & Mortgages | Jul 2021 Sale |
| Flood Zone | Zone A (high risk) |
| APN | 434400 41.-3-17 |
| Primary APN | 434400 41.-3-17 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,738 sqft Living Area |
| 1st Floor Area | 1,138 sqft |
| 2nd Floor Area | 600 sqft |
| Year Built | Built 1840 |
|---|---|
| Effective Year Built | Effective 1840 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 265,716 sqft (6.1 acres) |
| Lot Width | 915 ft Width |
| Garage Type | Detached |
| Garage Area | 432 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 682 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 525J101108 |
|---|---|
| Street Address | 2174 STATE ROUTE 165 |
| City | COBLESKILL |
| State | NY |
| Zip | 12043-7008 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | R 1 |
| Legal Block | 3 |
| Legal Lot Number | 17.000 |
| Jurisdiction | SCHOHARIE NY |
| Township / Civil Division | SEWARD |
| Census Block Group | 4 |
| Census Block | 4034 |
| Census Tract | 740400 |
2174 State Rte 165 is owned and occupied by an individual who bought it in July 2021.
Source: Schoharie County and Seward Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2174 STATE ROUTE 165, COBLESKILL, NY 12043-7008 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 28, 2021 · Amount on File |
| Deed Sale | Jul 28, 2021 · Amount on File |
| Deed Document Number | 2021792731 |
| Deed Book / Page | 1143 / 224 |
| Prior Transfer Date | May 20, 2008 |
| Prior Transfer Doc | 0000000863/000000019 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Recording Date | Jul 28, 2021 |
| Property Address | 2174 STATE ROUTE 165, COBLESKILL, NY 12043-7008 |
| Document Number | 001143/224 |
| Book / Page | 1143 / 224 |
| Instrument Date | Jul 15, 2021 |
| Instrument | 792731 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9027 212TH ST, QUEENS VILLAGE, NY 11428-1113 |
The 2026 property tax bill for 2174 State Rte 165 was $5,192, up 1% from the year before.
Source: Schoharie County and Seward Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Seward Town |
| Unified School District | Cobleskill-Richmondville Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,192.00 (+1%) | ||
| 2025 | $4,720.00 | $90,500 Land $20,100 Building $70,400 | $220,732 Land $49,024 Building $171,708 |
| 2023 | $90,500 Land $20,100 Building $70,400 | $181,000 Land $40,200 Building $140,800 | |
| 2020 | $7,479.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2174 State Rte 165 in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2011) |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2174 State Rte 165 is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Starlink Satellite | 280 / 30 |
4G LTE (outdoors only), no 5G reported
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