22016 Torrence Chapel Rd, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 22016 Torrence Chapel Rd, Cornelius, NC 28031 · Last verified June 2023

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1960
Square Footage1,680 sqft Heated Area
Lot Size37,151 sqft (0.852 acres)
Garage560 sqft
Last Sale$210,000 (2016)
Tax Bill$3,614.00 (2023)

Property Details

APN / Parcel Number

Primary APN001-741-30

Interior

Bedrooms3 Beds
Full Baths1 Baths
Building Area1,680 sqft Heated Area
Gross Area2,208 sqft Gross Area
1st Floor1,680 sqft 1st Floor
Stories1 Stories
Primary FlooringConcrete/Cement Flooring
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1960
Architectural StyleOther Style
Exterior MaterialBrick Veneer Exterior
Foundation TypeMat/Raft Foundation (Slab) Foundation
Roof MaterialAsphalt Roof
Lot Area37,151 sqft (0.852 acres)
Garage Area560 sqft Garage
Porch1 Porch
Porch Area240 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating
Heating FuelGas Heating Fuel

Location & Zoning

Old Parcel Number001-741-30
Street Address22016 TORRENCE CHAPEL RD
CityCORNELIUS
StateNC
Zip28031-6785
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionL3 M59-148
Legal SubdivisionWILLIAM RUSSELL WASHAM PROP MA
Legal Lot Number3
JurisdictionMECKLENBURG NC
Minor Civil Division10, LEMLEY
Census Blockgroup1
Census Block1014
Census Tract6216

Owner

Source: Mecklenburg County records · APN 001-741-30

Assessment roll updated January 1, 2023 · Last verified June 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Co-ownerVerified Secondary Owner
Mailing Address15300 FRED BROWN RD, HUNTERSVILLE, NC 28078-9292
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Feb 07, 2017Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM)
BLUEHARBOR BANK
Nov 13, 2017Deed of Trust, Mortgage · Commercial Mortgage
MORTGAGE FUNDING CORPORATION PRO

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 08, 2016 · Amount on Record
Deed SaleAug 08, 2016 · Amount on Record
Prior SaleMar 22, 2016 · Amount on Record
Deed Doc Number2016103292
Deed Book / Page31058 / 907
Record RefreshedJun 07, 2026

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address22016 TORRENCE CHAPEL RD, CORNELIUS, NC 28031-6785
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000016251
DateFeb 07, 2017
Book Page31551/413
Instrument2017016251
Lender
NameBLUEHARBOR BANK
TypeBank
AddressMOORESVILLE, NC 28117
Agreement
TypeAdjustable Rate Mortgage (ARM)
AmountAmount Recorded
Term373 Months
DueMar 01, 2048
Interest
Rate TypeAdjustable Rate
Rate4.25%
Type Change DateMar 01, 2023
Change FrequencyAnnually
Min Rate At Change4.25%
Max Rate At Change6.25%
Index1-Year LIBOR
Max Rate9.25%

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address22016 TORRENCE CHAPEL RD, CORNELIUS, NC 28031-6785
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000152708
DateNov 13, 2017
Book Page32263/964
Instrument2017152708
Lender
NameMORTGAGE FUNDING CORPORATION PRO
TypeNon-Lending Institution
AddressHATTIESBURG, MS 39402
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term181 Months
DueDec 01, 2032

Tax Assessment & Valuation

Source: Mecklenburg County records · Assessment roll updated January 1, 2023 · Last verified June 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCornelius Town
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mecklenburg County (37119C), updated October 3, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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