Mecklenburg County property record for 21937 Torrence Chapel Rd, Cornelius, NC 28031
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,005 sqft · built 2005 |
| Lot Size | 0.47 acres (20,473 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $390,000 (Oct 2020) |
| Tax Bill | $3,317 (2024) |
| Deeds & Mortgages | Jul 2022 Sale Dec 2021 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-743-43 |
| Primary APN | 001-743-43 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,005 sqft Living Area |
| Gross Area | 3,446 sqft |
| 1st Floor Area | 1,571 sqft |
| Upper Floors Area | 1,434 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 20,473 sqft (0.47 acres) |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 325 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 21937 TORRENCE CHAPEL RD |
|---|---|
| City | CORNELIUS |
| State | NC |
| Zip | 28031-6784 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | GR |
| Legal Description | L22 & P19 M43-845 |
| Legal Subdivision | TORRANCE CHAPEL ESTATES PH 01 MAP |
| Legal Block | 3 |
| Legal Lot Number | 22 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 10, LEMLEY |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 6217 |
Source: Mecklenburg County records, as of September 9, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 21937 TORRENCE CHAPEL RD, CORNELIUS, NC 28031-6784 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 28, 2022 | Warranty Deed, Transfer |
| Dec 17, 2021 | Warranty Deed, Transfer |
| Oct 8, 2020 | Warranty Deed, Transfer · Conventional Mortgage GEORGE MASON MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 8, 2020 · Amount on Record |
| Deed Sale | Oct 8, 2020 · Amount on Record |
| Prior Sale | May 2, 2007 · Amount on Record |
| Deed Document Number | 2020165916 |
| Deed Book / Page | 35157 / 976 |
| Last Transfer Date | Nov 8, 2021 |
| Transfer Doc | 0000238212 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Jul 28, 2022 |
| Property Address | 21937 TORRENCE CHAPEL RD, CORNELIUS, NC 28031-6784 |
| Document Number | 0000110386 |
| Book / Page | 37535 / 499 |
| Map Reference | MB 43 PG 845 |
| Instrument Date | Jul 7, 2022 |
| Instrument | 2022110386 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 167 WYNWARD LN, MOORESVILLE, NC 28117-7801 |
| Name | Verified Name |
|---|---|
| Address | 21937 TORRENCE CHAPEL RD, CORNELIUS, NC 28031-6784 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Dec 17, 2021 |
| Property Address | 21937 TORRENCE CHAPEL RD, CORNELIUS, NC 28031-6784 |
| Document Number | 0000238212 |
| Book / Page | 36884 / 745 |
| Map Reference | MB 43 PG 845 |
| Instrument Date | Nov 8, 2021 |
| Instrument | 2021238212 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 167 WYNWARD LN, MOORESVILLE, NC 28117-7801 |
| Name | Verified Name |
|---|---|
| Address | 21937 TORRENCE CHAPEL RD, CORNELIUS, NC 28031-6784 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Oct 8, 2020 |
| Property Address | 21937 TORRENCE CHAPEL RD, CORNELIUS, NC 28031-6784 |
| Document Number | 0000165916 |
| Book / Page | 35157 / 976 |
| Map Reference | MB 37 PG 483 |
| Instrument Date | Oct 8, 2020 |
| Instrument | 2020165916 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $780.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 167 WYNWARD LN, 167, MOORESVILLE, NC 28117-7801 |
| Name | Verified Name |
|---|---|
| Address | 21937 TORRENCE CHAPEL RD, CORNELIUS, NC 28031-6784 |
| Document Number | 0000165917 |
|---|---|
| Date | Oct 8, 2020 |
| Instrument | 2020165917 |
| Name | GEORGE MASON MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
Source: Mecklenburg County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Cornelius Town |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $498,000 Land $99,800 Building $398,200 | $498,000 Land $99,800 Building $398,200 | |
| 2024 | $3,317.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97.4% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Fiber | 1,000 / 1,000 |
| TDS Telecom Cable | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
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