22025 Torrence Chapel Rd, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 22025 Torrence Chapel Rd, Cornelius, NC 28031

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,443 sqft · built 1981
Lot Size	0.229 acres (10,012 sqft)
Owner	Company Name on File
Last Sale	$212,500 (Aug 2018)
Tax Bill	$2,917 (2023)
Deeds & Mortgages	Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`001-292-08`

Property Details

APN / Parcel Number

Primary APN	`001-292-08`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,443 sqft Heated Area
Gross Area	1,716 sqft
1st Floor Area	1,352 sqft
Flooring	Concrete/Cement
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Architectural Style	Other
Exterior Material	Composition/Composite
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	10,012 sqft (0.229 acres)
Garage Area	273 sqft
Patio Area	188 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	001-292-08
Street Address	22025 TORRENCE CHAPEL RD
City	CORNELIUS
State	NC
Zip	28031-6786
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GR
Legal Description	L46 M15-165
Legal Subdivision	BAHIA BAY SEC 01
Legal Lot Number	46
Jurisdiction	MECKLENBURG NC
Township / Civil Division	10, LEMLEY
Census Block Group	2
Census Block	2014
Census Tract	6217

Owner

22025 Torrence Chapel Rd is owned by a company that bought it in August 2018 and is owner-occupied.

Source: Mecklenburg County records, as of May 24, 2023

Owner of Record	Company Name on File
Mailing Address	22025 TORRENCE CHAPEL RD, CORNELIUS, NC 28031-6786
Occupancy	Owner Occupied
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 6, 2018 · Amount on File
Deed Sale	Aug 6, 2018 · Amount on File
Prior Sale	Feb 23, 1998 · Amount on File
Deed Document Number	0032885774
Deed Book / Page	32885 / 774
Record Updated	Jun 7, 2026

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Aug 6, 2018
Property Address	22025 TORRENCE CHAPEL RD, CORNELIUS, NC 28031-6786
Document Number	0000099060
Book / Page	032885 / 000774
Instrument Date	Aug 2, 2018
Instrument	99060
Transaction Type	Transfer
Record Updated	Aug 22, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$425.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	22025 TORRENCE CHAPEL RD CORNELIUS NC 280316786, CORNELIUS, NC 28031-6786

Mortgage

Document Number	99061
Date	Aug 6, 2018
Book Page	032885/000777
Instrument	99061

Lender

Name	BRANCH BK&TR
Type	Bank
Address	CORNELIUS, NC 28031-5274

Agreement

Type	Conventional with PMI
Amount	Amount on Record

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Cornelius Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 22025 Torrence Chapel Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 22025 Torrence Chapel Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAHIA BAY S/D private · serves 350 people · EPA ID NC0160203
Water Source	Groundwater
Last State Inspection	Jul 2024
Also Mapped Here	CHARLOTTE WATER
Lead	Under 1 ppb (2023–2025) action level 15 ppb
Copper	1.91 mg/L (2023–2025) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Fiber	1,000 / 1,000
TDS Telecom Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20