Hamilton County property record for 2201 Old Ringgold Rd, Chattanooga, TN 37404 · Last verified January 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,706 sqft · built 1960 |
| Lot Size | 0.789 acres (34,402 sqft) |
| Owner | Individual Name on File |
| Last Sale | $417,500 (Dec 2024) |
| Tax Bill | $1,486 (2025) |
| Deeds & Mortgages | Oct 2022 Second Mortgage Oct 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 156K G 009 |
| Primary APN | 156K G 009 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,706 sqft Living Area |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 34,402 sqft (0.789 acres) |
| Lot Dimensions | 225 ft deep x 152 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000093091 |
|---|---|
| Street Address | 2201 OLD RINGGOLD RD |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37404-5510 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 89 90 PT 88 RIDGESIDE ESTATE PB 14 PG 14 |
| Legal Subdivision | RIDGESIDE ESTATES |
| Legal Lot Number | 89 90 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 8 |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 2500 |
Source: Hamilton County records · APN 156K G 009
Assessment roll updated May 20, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4907 LAKE HAVEN DR, CHATTANOOGA, TN 37416-1729 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 07, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| Oct 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| Dec 06, 2024 | Warranty Deed, Transfer · Conventional Mortgage FIRSTBANK |
| May 17, 2018 | Warranty Deed, Transfer · Conventional Mortgage HOME MORTGAGE SOLUTIONS LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 06, 2024 · Amount on Record |
| Deed Sale | Dec 06, 2024 · Amount on Record |
| Prior Sale | May 17, 2018 · Amount on Record |
| Deed Document Number | 2024120600138 |
| Deed Book / Page | 13781 / 454 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 2201 OLD RINGGOLD RD, CHATTANOOGA, TN 37404-5510 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000000072 |
|---|---|
| Date | Oct 07, 2022 |
| Book Page | 13111/414 |
| Instrument | 2022100700072 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | GREENWOOD, DE 19950 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 11, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 2201 OLD RINGGOLD RD, CHATTANOOGA, TN 37404-5510 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000000030 |
|---|---|
| Date | Oct 28, 2021 |
| Book Page | 12709/407 |
| Instrument | 2021102800030 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Dec 06, 2024 |
| Property Address | 2201 OLD RINGGOLD RD, CHATTANOOGA, TN 37404-5510 |
| Document Number | 0000000138 |
| Book / Page | 13781 / 454 |
| Map Reference | MB 14 PG 13 |
| Instrument Date | Nov 25, 2024 |
| Instrument | 2024120600138 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,544.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4907 LAKE HAVEN DR, CHATTANOOGA, TN 37416-1729 |
| Document Number | 0000000139 |
|---|---|
| Date | Dec 06, 2024 |
| Instrument | 2024120600139 |
| Name | FIRSTBANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.37% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Dec 01, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 12.3% |
| Index | SOFR Average 30-Day |
| Max Rate | 12.3% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | May 17, 2018 |
| Property Address | 2201 OLD RINGGOLD RD, CHATTANOOGA, TN 37404-5510 |
| Document Number | 0000000115 |
| Book / Page | 11348 / 798 |
| Map Reference | MB14 PG13 |
| Instrument Date | May 16, 2018 |
| Instrument | 2018051700115 |
| Transaction Type | Transfer |
| Record Updated | Mar 11, 2022 |
| Title Company | TITLE GUARANTY & TRUST CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $989.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 2201 OLD RINGGOLD RD, CHATTANOOGA, TN 37404-5510 |
| Document Number | 0000000116 |
|---|---|
| Date | May 17, 2018 |
| Instrument | 2018051700116 |
| Name | HOME MORTGAGE SOLUTIONS LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2048 |
Source: Hamilton County records · Assessment roll updated May 20, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,486.00 (-6.72%) | $98,050 (+37.66%) | $392,200 (+37.66%) Land $50,000 Building $342,200 |
| 2024 | $1,593.00 | $71,225 (-) | $284,900 (-) Land $40,000 Building $244,900 |
| 2023 | $1,593.00 | $71,225 (-) | $284,900 (-) Land $40,000 Building $244,900 |
| 2022 | $1,593.00 | $71,225 | $284,900 Land $40,000 Building $244,900 |
Source: FEMA National Flood Hazard Layer, Hamilton County (47065C), updated August 30, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 28% of Tennessee |
|---|---|
| Wildfire Likelihood | About 1 in 1,887 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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