2130 Old Ringgold Rd, Chattanooga, TN 37404 Property Records

Hamilton County property record for 2130 Old Ringgold Rd, Chattanooga, TN 37404

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 4,172 sqft · built 1910
Lot Size	0.331 acres (14,418 sqft)
Owner	2 Individual Names on File
Last Sale	$625,000 (Nov 2025)
Tax Bill	$2,362 (2025)
Deeds & Mortgages	Nov 2025 Sale Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`156K H 014`

Property Details

APN / Parcel Number

Primary APN	`156K H 014`
Alternative APN	`0000093119`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,172 sqft Living Area

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1970
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	14,418 sqft (0.331 acres)
Lot Dimensions	156 ft deep x 92.4 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000093119
Street Address	2130 OLD RINGGOLD RD
City	CHATTANOOGA
State	TN
Zip	37404-5507
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 6 HUNTERS ADDN PB7 PG42 REV 50-8 50-271
Legal Subdivision	HUNTERS ADDN
Legal Lot Number	6
Jurisdiction	HAMILTON TN
Township / Civil Division	8
Census Block Group	1
Census Block	1001
Census Tract	2500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

2130 Old Ringgold Rd is owned and occupied by two individuals who bought it in November 2025.

Source: Hamilton County records, as of January 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2130 OLD RINGGOLD RD, CHATTANOOGA, TN 37404-5507
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2025	Warranty Deed, Transfer TITLE GUARANTY, TITLE GUARANTY & TRUST CO
Nov 18, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage TJC MORTGAGE INC
Sep 27, 2019	Deed of Trust, Mortgage · Line of Credit SUNTRUST BK
Sep 6, 2017	Warranty Deed, Transfer · Conventional Mortgage BANKSOUTH MORTGAGE COMPANY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 2025 · Amount on File
Deed Sale	Nov 5, 2025 · Amount on File
Prior Sale	Sep 6, 2017 · Amount on File
Deed Document Number	202592
Deed Book / Page	14098 / 196
Prior Transfer Date	Nov 18, 2021
Prior Transfer Doc	0000000244
Record Updated	Sep 20, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Nov 5, 2025
Property Address	2130 OLD RINGGOLD RD, CHATTANOOGA, TN 37404-5507
Document Number	0000000092
Book / Page	14098 / 196
Map Reference	MB 50 PG 271
Instrument Date	Nov 4, 2025
Instrument	2025110500092
Transaction Type	Transfer
Record Updated	Nov 17, 2025
Title Company	TITLE GUARANTY, TITLE GUARANTY & TRUST CO

Transaction

Amount	Amount on Record
Tax	$2,312.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2130 OLD RINGGOLD RD, CHATTANOOGA, TN 37404-5507

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON TN
Recording Date	Nov 18, 2021
Property Address	2130 OLD RINGGOLD RD, CHATTANOOGA, TN 37404-5507
Document Number	0000000244
Book / Page	12739 / 648
Map Reference	MB 50 PG 271
Instrument Date	Nov 18, 2021
Instrument	2021111800244
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	LAKESIDE TITLE AND ESCROW LLC, LAKESIDE TITLE & ESCROW LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2130 OLD RINGGOLD RD, CHATTANOOGA, TN 37404-5507

Mortgage

Document Number	0012739652
Date	Nov 18, 2021
Instrument	12739/652

Lender

Name	TJC MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2036

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	2130 OLD RINGGOLD RD, CHATTANOOGA, TN 37404-5507
Document Number	1008000003
Instrument Date	Sep 27, 2019
Transaction Type	Mortgage
Record Updated	Oct 23, 2019
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2130 OLD RINGGOLD RD CHATTANOOGA TN 374045507, CHATTANOOGA, TN 37404-5507

Mortgage

Document Number	1008000003
Date	Oct 8, 2019
Book Page	011782/000400
Instrument	191008000003

Lender

Name	SUNTRUST BK
Type	Bank
Address	NASHVILLE, TN 37219

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 7, 2049

Interest

Rate Type	Adjustable Rate

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Sep 6, 2017
Property Address	2130 OLD RINGGOLD RD, CHATTANOOGA, TN 37404-5507
Document Number	0000000131
Book / Page	11147 / 374
Map Reference	MB5 PG271
Instrument Date	Sep 1, 2017
Instrument	2017090600131
Transaction Type	Transfer
Record Updated	Mar 11, 2022
Title Company	FIRST TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,665.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21303 OLD RINGGOLD RD, CHATTANOOGA, TN 37404

Mortgage

Document Number	0000000132
Date	Sep 6, 2017
Instrument	2017090600132

Lender

Name	BANKSOUTH MORTGAGE COMPANY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2130 Old Ringgold Rd was $2,362, down 7% from the year before.

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,362.00 (-7.01%)	$155,850 (+37.25%)	$623,400 (+37.25%) Land $50,000 Building $573,400
2024	$2,540.00	$113,550 (-)	$454,200 (-) Land $40,000 Building $414,200
2023	$2,540.00	$113,550 (-)	$454,200 (-) Land $40,000 Building $414,200
2022	$2,540.00	$113,550	$454,200 Land $40,000 Building $414,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2130 Old Ringgold Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2130 Old Ringgold Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35

May also be available: AT&T, Verizon.

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