2126 Old Ringgold Rd, Chattanooga, TN 37404 Property Records

Hamilton County property record for 2126 Old Ringgold Rd, Chattanooga, TN 37404

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,820 sqft · built 1918
Lot Size	0.612 acres (26,674 sqft)
Owner	2 Owner Names on File
Last Sale	$107,500 (Jun 2010)
Tax Bill	$894 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`156K H 015`

Property Details

APN / Parcel Number

Primary APN	`156K H 015`
Alternative APN	`0000093120`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,820 sqft Living Area

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1976
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	26,674 sqft (0.612 acres)
Lot Dimensions	289 ft deep x 92.3 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000093120
Street Address	2126 OLD RINGGOLD RD
City	CHATTANOOGA
State	TN
Zip	37404-5507
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	0127 11 04 LOT 5 HUNTERS ADDN PB7 PG42 REV 50-271
Legal Subdivision	HUNTERS ADDN
Legal Lot Number	5
Jurisdiction	HAMILTON TN
Township / Civil Division	8
Census Block Group	1
Census Block	1001
Census Tract	2500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Owner Names on File
Mailing Address	2126 OLD RINGGOLD RD, CHATTANOOGA, TN 37404-5507
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2010 · Amount on File
Deed Sale	Jun 3, 2010 · Amount on File
Deed Document Number	2010060300141
Deed Book / Page	9179 / 817
Record Updated	Jun 8, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	2126 OLD RINGGOLD RD, CHATTANOOGA, TN 37404-5507
Transaction Type	Mortgage
Record Updated	Sep 25, 2025
Title Company	CUMBERLAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000259
Date	Feb 27, 2023
Book Page	13222/72
Instrument	2023022700259

Lender

Name	TENNESSEE VALLEY FCU
Type	Credit Union
Address	CHATTANOOGA, TN 37402

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Feb 25, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$894.00 (-6.78%)	$59,000 (+37.61%)	$236,000 (+37.61%) Land $62,500 Building $173,500
2024	$959.00	$42,875 (-)	$171,500 (-) Land $50,000 Building $121,500
2023	$959.00	$42,875 (-)	$171,500 (-) Land $50,000 Building $121,500
2022	$959.00	$42,875	$171,500 Land $50,000 Building $121,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35

May also be available: AT&T, Verizon.

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