1. Home
  2. Georgia
  3. Newton County
  4. Covington
  5. Saddle Ln

220 Saddle Ln, Covington, GA 30016 Property Records

Newton County property record for 220 Saddle Ln, Covington, GA 30016

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,177 sqft · built 2004
Lot Size0.89 acres (38,768 sqft)
Owner2 Individual Names on Record
Last Sale$226,800 (Dec 2004)
Tax Bill$3,574 (2025)
Deeds & MortgagesAug 2023 Sale
May 2020 Loan Modification
Flood ZoneZone X (minimal risk)
APN0090B-00000-036-000

Property Details

APN / Parcel Number

Primary APN0090B-00000-036-000
Alternative APNs
  • 0090B 036
  • 30766

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area2,177 sqft Heated Area
1st Floor Area1,793 sqft
Basement Area1,793 sqft
Unfinished Basement1,793 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialVinyl
Construction TypeBrick
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area38,768 sqft (0.89 acres)
Garage Area1,008 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area526 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number30766
Street Address220 SADDLE LN
CityCOVINGTON
StateGA
Zip30016-5839
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLT 36 WILLOW SPGS RANCH P
Legal SubdivisionWILLOW SPRINGS RANCH
Legal Lot Number36
JurisdictionNEWTON GA
Township / Civil DivisionSOUTH NEWTON
Census Block Group2
Census Block2000
Census Tract100802

Owner

Source: Newton County records, as of March 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address220 SADDLE LN, COVINGTON, GA 30016-5839
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 30, 2023Warranty Deed, Transfer
May 24, 2020Loan Modification, Mortgage · Conventional with PMI
STANWICH MTG LOAN TRUST C (CT)

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 6, 2004 · Amount on Record
Deed SaleDec 6, 2004 · Amount on Record
Deed Book / Page1802 / 490
Last Transfer DateAug 30, 2023
Transfer Doc0045440575
Record UpdatedJun 8, 2026

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNEWTON GA
Recording DateAug 30, 2023
Property Address220 SADDLE LN, COVINGTON, GA 30016-5839
Document Number0045440575
Book / Page4544 / 575
Instrument DateAug 30, 2023
InstrumentD2023010456
Transaction TypeTransfer
Record UpdatedOct 6, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address110 BIG COTTON TRL, MCDONOUGH, GA 30252-7511

May 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionNEWTON GA
Property Address220 SADDLE LN, COVINGTON, GA 30016-5839
Document Number0040310338
Instrument DateMay 24, 2020
Transaction TypeMortgage
Record UpdatedAug 4, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address220 SADDLE LN COVINGTON GA 300165839, COVINGTON, GA 30016-5839

Mortgage

Document Number0040310338
DateJul 8, 2020
Book Page004031/000338
Instrument9017
Lender
NameSTANWICH MTG LOAN TRUST C (CT)
Address1600 S DOUGLASS RD # 200-A, ANAHEIM, CA 92806-5948
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term180 Months
DueJul 7, 2035
Interest
Rate3.12%

Tax Assessment & Valuation

Source: Newton County assessment roll, as of December 16, 2025

Property Jurisdictions

TypeName
StateGeorgia
CountyNewton County
Unified School DistrictNewton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,574.00 (-0.11%) Homeowner's exemption$146,280 (+2.44%) Land $17,600 Building $128,680$365,700 (+2.44%) Land $44,000 Building $321,700
2024$3,578.00 (-5.87%) Homeowner's exemption$142,800 (-2.67%) Land $17,600 Building $125,200$357,000 (-2.67%) Land $44,000 Building $313,000
2023$146,720 (+17.04%) Land $6,200 Building $140,520$366,800 (+17.04%) Land $15,500 Building $351,300
2022$3,801.00 Homeowner's exemption$125,360 Land $6,200 Building $119,160$313,400 Land $15,500 Building $297,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
AT&T
DSL		100 / 20

May also be available: Xfinity.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Saddle Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures