175 Saddle Ln, Covington, GA 30016 Property Records

Newton County property record for 175 Saddle Ln, Covington, GA 30016

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,210 sqft · built 2005
Lot Size	0.79 acres (34,412 sqft)
Owner	Company Name on File
Tax Bill	$3,089 (2025)
Deeds & Mortgages	Jul 2023 Sale Oct 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0090B-00000-033-000`

Property Details

APN / Parcel Number

Primary APN	`0090B-00000-033-000`
Alternative APNs	`0090B 033` `30763`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,210 sqft Heated Area
1st Floor Area	1,742 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2006
Exterior Material	Fiber Cement Siding
Construction Type	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	34,412 sqft (0.79 acres)
Garage Area	495 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	398 sqft
Deck Area	168 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	30763
Street Address	175 SADDLE LN
City	COVINGTON
State	GA
Zip	30016-5840
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 33 WILLOW SPGS RANCH P
Legal Subdivision	WILLOW SPRINGS RANCH
Legal Lot Number	33
Jurisdiction	NEWTON GA
Township / Civil Division	SOUTH NEWTON
Census Block Group	2
Census Block	2000
Census Tract	100802

Owner

175 Saddle Ln is owned by a company that acquired it in July 2023.

Source: Newton County records, as of March 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	15771 RED HILL AVE, 100, TUSTIN, CA 92780-7333
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2023	Limited Warranty Deed, Transfer
Oct 20, 2022	Warranty Deed, Transfer
Oct 2, 2017	Grant Deed, Transfer · Conventional with PMI PRIMARY RESID'L MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 13, 2023
Deed Sale	Jul 13, 2023
Prior Sale	Oct 24, 2022 · Amount on File
Deed Document Number	20232597
Deed Book / Page	4528 / 490
Prior Transfer Date	Jul 11, 2023
Prior Transfer Doc	0045280490
Record Updated	Jun 8, 2026

July 2023: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	NEWTON GA
Recording Date	Jul 11, 2023
Property Address	175 SADDLE LN, COVINGTON, GA 30016-5840
Document Number	0045280490
Book / Page	4528 / 490
Instrument Date	Jul 11, 2023
Instrument	2023-002597
Transaction Type	Transfer
Record Updated	Aug 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15771 RED HILL AVE STE 100, 100, TUSTIN, CA 92780-7333
Investor	Possibly a Property Investor

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWTON GA
Recording Date	Oct 20, 2022
Property Address	175 SADDLE LN, COVINGTON, GA 30016-5840
Document Number	0044470594
Book / Page	4447 / 594
Instrument Date	Oct 20, 2022
Instrument	2022-005458
Transaction Type	Transfer
Record Updated	Nov 14, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 15087, SANTA ANA, CA 92735-0087
Investor	Possibly a Property Investor

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEWTON GA
Recording Date	Oct 2, 2017
Property Address	175 SADDLE LN, COVINGTON, GA 30016-5840
Document Number	0036150393
Book / Page	003615 / 000393
Instrument Date	Sep 29, 2017
Instrument	11063
Transaction Type	Transfer
Record Updated	Oct 24, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$158.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	175 SADDLE LN COVINGTON GA 300165840, COVINGTON, GA 30016-5840

Mortgage

Document Number	36150395
Date	Oct 2, 2017
Book Page	003615/000395
Instrument	11064

Lender

Name	PRIMARY RESID'L MTG
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84116

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 175 Saddle Ln was $3,089.

Source: Newton County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,089.00	$121,800 Land $17,600 Building $104,200	$304,500 Land $44,000 Building $260,500
2023		$114,760 (+18.8%) Land $6,200 Building $108,560	$286,900 (+18.8%) Land $15,500 Building $271,400
2022	$2,929.00	$96,600 Land $6,200 Building $90,400	$241,500 Land $15,500 Building $226,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 175 Saddle Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 175 Saddle Ln is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL	100 / 20

May also be available: Xfinity.

Cell Coverage

5G and 4G LTE (outdoors only)

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