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185 Saddle Ln, Covington, GA 30016 Property Records

Newton County property record for 185 Saddle Ln, Covington, GA 30016

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,921 sqft · built 2005
Lot Size0.719 acres (31,363 sqft)
Owner2 Individual Names on Record
Last Sale$193,500 (Feb 2020)
Tax Bill$2,876 (2025)
Deeds & MortgagesFeb 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN0090B-00000-034-000

Property Details

APN / Parcel Number

Primary APN0090B-00000-034-000
Alternative APNs
  • 0090B 034
  • 30764

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,921 sqft Heated Area
1st Floor Area1,657 sqft
FlooringOther
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2006
Exterior MaterialVinyl
Construction TypeBrick
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area31,363 sqft (0.719 acres)
Garage Area794 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area238 sqft
Deck Area312 sqft
Patio Area312 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number30764
Old Parcel Number0090B 034
Street Address185 SADDLE LN
CityCOVINGTON
StateGA
Zip30016-5840
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLT 34 WILLOW SPGS RANCH P
Legal SubdivisionWILLOW SPRINGS RANCH
Legal Lot Number34
JurisdictionNEWTON GA
Township / Civil DivisionSOUTH NEWTON
Census Block Group2
Census Block2000
Census Tract100802

Owner

Source: Newton County records, as of December 15, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address185 SADDLE LN, COVINGTON, GA 30016-5840
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 19, 2020 · Amount on Record
Deed SaleFeb 19, 2020 · Amount on Record
Prior SaleSep 15, 2005 · Amount on Record
Deed Document Number0003968120
Deed Book / Page3968 / 120
Last Transfer DateFeb 26, 2020
Transfer Doc0039680120
Record UpdatedJun 8, 2026

February 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionNEWTON GA
Recording DateFeb 26, 2020
Property Address185 SADDLE LN, COVINGTON, GA 30016-5840
Document Number0039680120
Book / Page003968 / 000120
Instrument DateFeb 19, 2020
Instrument2636
Transaction TypeTransfer
Record UpdatedMar 16, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$194.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address185 SADDLE LN COVINGTON GA 300165840, COVINGTON, GA 30016-5840

Mortgage

Document Number39680121
DateFeb 26, 2020
Book Page003968/000121
Instrument2637
Lender
NameMAGNOLIA BK
TypeBank
AddressCAMPBELLSVILLE, KY 42718
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueFeb 25, 2050

Tax Assessment & Valuation

Source: Newton County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateGeorgia
CountyNewton County
Unified School DistrictNewton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,876.00 (-2.57%) Homeowner's exemption$118,320 (+4.01%) Land $17,600 Building $100,720$295,800 (+4.01%) Land $44,000 Building $251,800
2023$113,760 Land $6,200 Building $107,560$284,400 Land $15,500 Building $268,900
2022$2,952.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
AT&T
DSL		100 / 20

May also be available: Xfinity.

Cell Coverage

5G and 4G LTE (outdoors only)

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