St. Johns County property record for 220 Providence Dr, Saint Augustine, FL 32092 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,275 sqft · built 2017 |
| Lot Size | 0.33 acres (14,374 sqft) |
| Owner | Individual Name on File |
| Last Sale | $316,000 (Sep 2017) |
| Tax Bill | $7,657 (2025) |
| Deeds & Mortgages | Feb 2020 Mortgage Jun 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 029011-0530 |
| Primary APN | 029011-0530 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,275 sqft Living Area |
| Gross Area | 3,029 sqft |
| 1st Floor Area | 1,266 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 14,374 sqft (0.33 acres) |
| Garage Type | Attached |
| Garage Area | 634 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 228 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 220 PROVIDENCE DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-5437 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 73/4-27 WHISPER CREEK PHASE 1 UNITS A AND B LOT 53 OR4439/1181 & 4866/282(Q/C) |
| Legal Range | 28E |
| Legal Township | 06S |
| Legal Section | 38 |
| Legal Subdivision | WHISPER CREEK PHASE 1 UNITS A AND B |
| Legal Phase | 1 |
| Legal Block | 1 |
| Legal Lot Number | 53 |
| Legal Unit | A |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 20905 |
Source: St. Johns County records · APN 029011-0530
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 220 PROVIDENCE DR, SAINT AUGUSTINE, FL 32092-5437 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 19, 2020 | Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC |
| Jun 10, 2022 | Deed of Trust, Mortgage · FHA Mortgage LOANCARE LLC |
| Jan 15, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Sep 27, 2017 | Corporation Deed, Subdivision Related Transfer · FHA Mortgage DHI MORTGAGE COMPANY LTD |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 27, 2017 · Amount on Record |
| Deed Sale | Sep 27, 2017 · Amount on Record |
| Prior Sale | Jun 07, 2016 · Amount on Record |
| Deed Document Number | 201765472 |
| Deed Book / Page | 4439 / 1181 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 220 PROVIDENCE DR, SAINT AUGUSTINE, FL 32092-5437 |
| Transaction Type | Mortgage |
| Record Updated | Aug 02, 2022 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0048850305 |
|---|---|
| Date | Feb 19, 2020 |
| Book Page | 4885/0305 |
| Instrument | 2020012817 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI, FL 33146 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 220 PROVIDENCE DR, SAINT AUGUSTINE, FL 32092-5437 |
| Transaction Type | Mortgage |
| Record Updated | Aug 02, 2022 |
| Name | Verified Name |
|---|---|
| Address | 220 PROVIDENCE DR, SAINT AUGUSTINE, FL 32092-5437 |
| Document Number | 0055760890 |
|---|---|
| Date | Jun 10, 2022 |
| Book Page | 5576/890 |
| Instrument | 2022058324 |
| Name | LOANCARE LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | VIRGINIA BEACH, VA 23452 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 344 Months |
| Due | Feb 01, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jan 15, 2020 |
| Property Address | 220 PROVIDENCE DR, SAINT AUGUSTINE, FL 32092-5437 |
| Document Number | 0048660282 |
| Book / Page | 004866 / 000282 |
| Instrument Date | Dec 30, 2019 |
| Instrument | 3387 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 220 PROVIDENCE DR ST AUGUSTINE FL 320925437, ST AUGUSTINE, FL 32092-5437 |
| Document Type | Corporation Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Sep 27, 2017 |
| Property Address | 220 PROVIDENCE DR, SAINT AUGUSTINE, FL 32092-5437 |
| Document Number | 0044391181 |
| Book / Page | 4439 / 1181 |
| Map Reference | MB73 PG4-27 |
| Instrument Date | Sep 25, 2017 |
| Instrument | 2017065472 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 02, 2022 |
| Title Company | DHI TITLE OF FLORIDA INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4220 RACE TRACK RD # RD100, 4220, SAINT JOHNS, FL 32259-2084 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 220 PROVIDENCE DR, SAINT AUGUSTINE, FL 32092-5437 |
| Document Number | 2017065473 |
|---|---|
| Date | Sep 27, 2017 |
| Instrument | 2017065473 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2047 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $389,239 (+2.7%) | $408,510 (+4.06%) Land $100,000 Building $308,510 | |
| 2025 | $7,657.00 (+7.57%) Homeowner's exemption | $379,006 (+5.99%) | $392,560 (+9.78%) Land $100,000 Building $292,560 |
| 2024 | $7,118.00 (+1.38%) | ||
| 2023 | $7,021.00 (+0.99%) Homeowner's exemption | $357,597 (+5.09%) | $357,597 (+5.09%) Land $84,000 Building $273,597 |
| 2022 | $6,952.00 | $340,273 | $340,273 Land $84,000 Building $256,273 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090209052, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 29 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 29 in force 26 of 29 on primary residences |
| Wildfire Risk | Low above 37% of the US · above 11% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,429 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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