203 Providence Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 203 Providence Dr, Saint Augustine, FL 32092 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,051 sqft · built 2017
Lot Size0.23 acres (10,018 sqft)
OwnerIndividual Name on File
Last Sale$436,000 (Nov 2025)
Tax Bill$3,074 (2025)
Deeds & MortgagesFeb 2022 Mortgage
Nov 2025 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN029011-0560

Property Details

APN / Parcel Number

Primary APN029011-0560

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures11 Plumbing Fixtures
Stories1 Story
Building Area2,051 sqft Living Area
Gross Area2,591 sqft
1st Floor Area2,051 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Exterior MaterialConcrete
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,018 sqft (0.23 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchFinished Screened Porch
Porch Area140 sqft
Patio Area413 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address203 PROVIDENCE DR
CitySAINT AUGUSTINE
StateFL
Zip32092-5437
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description73/4-27 WHISPER CREEK PHASE 1 UNITS A AND B LOT 56 OR6262/1397
Legal Range28E
Legal Township06S
Legal Section38
Legal SubdivisionWHISPER CREEK PHASE 1 UNITS A AND B
Legal Phase1
Legal Block1
Legal Lot Number56
Legal UnitA
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group2
Census Block2005
Census Tract20905

Owner

Source: St. Johns County records · APN 029011-0560

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address203 PROVIDENCE DR, SAINT AUGUSTINE, FL 32092-5437
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle

Deeds, Mortgages & Sale History

DateDocument
Feb 10, 2022Deed of Trust, Mortgage · VA Mortgage
ROCKET MORTGAGE LLC
Nov 25, 2025Warranty Deed, Transfer · VA Mortgage
USAA FSB
Dec 27, 2017Special Warranty Deed, Subdivision Related Transfer · VA Mortgage
DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 25, 2025 · Amount on Record
Deed SaleNov 25, 2025 · Amount on Record
Prior SaleDec 27, 2017 · Amount on Record
Deed Document Number202596021
Deed Book / Page6262 / 1397
Prior Transfer DateSep 01, 2021
Prior Transfer Doc0000100761
Record UpdatedJun 08, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address203 PROVIDENCE DR, SAINT AUGUSTINE, FL 32092-5437
Transaction TypeMortgage
Record UpdatedDec 10, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0054891970
DateFeb 10, 2022
Book Page5489/1970
Instrument2022014911
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2052

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateNov 25, 2025
Property Address203 PROVIDENCE DR, SAINT AUGUSTINE, FL 32092-5437
Document Number0062621397
Book / Page6262 / 1397
Map ReferenceMB 73 PG 4-27
Instrument DateNov 05, 2025
Instrument2025096021
Transaction TypeTransfer
Record UpdatedDec 10, 2025
Title CompanyLANDMARK TITLE, LANDMARK TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,052.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address365 W DUMPLIN VALLEY RD UNIT 1601, 1601, KODAK, TN 37764-7036

Transferred To (Grantee/Buyer)

NameVerified Name
Address203 PROVIDENCE DR, ST AUGUSTINE, FL 32092-5437

Mortgage

Document Number0062621399
DateNov 25, 2025
Instrument6262/1399
Lender
NameUSAA FSB
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2055

December 2017: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionST JOHNS FL
Recording DateDec 27, 2017
Property Address203 PROVIDENCE DR, SAINT AUGUSTINE, FL 32092-5437
Document Number0044820295
Book / Page4482 / 0295
Map ReferenceMB73 PG4-27
Instrument DateDec 21, 2017
Instrument2017087210
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 31, 2021
Title CompanyDHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4220 RACE TRACK RD # RD100, 4220, SAINT JOHNS, FL 32259-2084

Transferred To (Grantee/Buyer)

NameVerified Name
Address203 PROVIDENCE DR, SAINT AUGUSTINE, FL 32092-5437

Mortgage

Document Number2017087211
DateDec 27, 2017
Instrument2017087211
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2048

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$407,944 (+11.67%) Land $110,000 Building $297,944$407,944 (+3.34%) Land $110,000 Building $297,944
2025$3,074.00 (+2.67%) Disabled Person's exemption Veteran's exemption$365,296 (+2.9%)$394,751 (-0.7%) Land $110,000 Building $284,751
2024$2,994.00 (+0.44%) Disabled Person's exemption Veteran's exemption$355,001 (+3%)$397,525 (+11.72%) Land $110,000 Building $287,525
2023$2,981.00 (+0.61%) Disabled Person's exemption Veteran's exemption$344,661 (+3%)$355,835 (+6.34%) Land $89,600 Building $266,235
2022$2,963.00 Disabled Person's exemption Veteran's exemption$334,622$334,622 Land $89,600 Building $245,022

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 38% of the US · above 12% of Florida
Wildfire LikelihoodAbout 1 in 1,266 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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