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204 Providence Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 204 Providence Dr, Saint Augustine, FL 32092 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,200 sqft · built 2016
Lot Size0.34 acres (14,810 sqft)
Owner2 Individual Names on File
Last Sale$410,000 (Jun 2025)
Tax Bill$8,360 (2025)
Deeds & MortgagesMar 2024 Sale
Nov 2017 Loan Modification
Flood ZoneZone X (minimal risk)
APN029011-0520

Property Details

APN / Parcel Number

Primary APN029011-0520

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures10 Plumbing Fixtures
Building Area2,200 sqft Living Area
Gross Area2,816 sqft Gross Area
1st Floor Area2,200 sqft 1st Floor
Stories1 Story
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Exterior MaterialStucco
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area14,810 sqft (0.34 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached
Garage Area616 sqft Garage
Patio Area210 sqft Patio
PorchSlab
Porch Area243 sqft Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address204 PROVIDENCE DR
CitySAINT AUGUSTINE
StateFL
Zip32092-5437
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description73/4-27 WHISPER CREEK PHASE 1 UNITS A AND B LOT 52 OR6166/1346
Legal Range28E
Legal Township06S
Legal Section38
Legal SubdivisionWHISPER CREEK PHASE 1 UNITS A AND B
Legal Phase1
Legal Block1
Legal Lot Number52
Legal UnitA
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group2
Census Block2005
Census Tract20905

Owner

Source: St. Johns County records · APN 029011-0520

Assessment roll updated April 13, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address204 PROVIDENCE DR, SAINT AUGUSTINE, FL 32092-5437
OccupancyOwner Occupied
Owner TypeIndividual
VestingHis Wife

Deeds, Mortgages & Sale History

DateDocument
Mar 20, 2024Warranty Deed, Transfer
OS NATIONAL LLC
Nov 15, 2017Loan Modification, Mortgage · FHA Mortgage
PINGORA LOAN SVCNG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 13, 2025 · Amount on Record
Deed SaleJun 13, 2025 · Amount on Record
Prior SaleMar 20, 2024 · Amount on Record
Deed Document Number202546979
Deed Book / Page6166 / 1346
Record UpdatedSep 20, 2026

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateMar 20, 2024
Property Address204 PROVIDENCE DR, SAINT AUGUSTINE, FL 32092-5437
Document Number0059180627
Book / Page5918 / 627
Map ReferenceMB 73 PG 4-27
Instrument DateMar 15, 2024
Instrument2024020849
Transaction TypeTransfer
Record UpdatedJul 01, 2026
Title CompanyOS NATIONAL LLC

Transaction

AmountAmount Recorded
Tax$3,061.80
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address104 RIACHUELO LN, SAINT AUGUSTINE, FL 32095-8523

Transferred To (Grantee/Buyer)

NameVerified Name
Address410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
InvestorPossibly a Property Investor

November 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionST JOHNS FL
Property Address204 PROVIDENCE DR, SAINT AUGUSTINE, FL 32092-5437
Document Number0044870019
Book / Page004487 / 000019
Instrument DateNov 15, 2017
Transaction TypeMortgage
Record UpdatedJan 16, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address204 PROVIDENCE DR ST AUGUSTINE FL 320925437, ST AUGUSTINE, FL 32092-5437

Mortgage

Document Number0044870019
DateJan 04, 2018
Book Page004487/000019
Instrument996
Lender
NamePINGORA LOAN SVCNG
TypeFunding / Finance Company
AddressEWING, NJ 08618
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 03, 2048
Interest
Rate TypeFixed Rate
Rate4.5%

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$385,007 (-1.9%) Land $100,000 Building $285,007$385,007 (-1.9%) Land $100,000 Building $285,007
2025$8,360.00 (+41.14%) Homeowner's exemption$392,476 (+48.04%)$392,476 (+9.9%) Land $100,000 Building $292,476
2024$5,923.00 (+1.3%)
2023$5,847.00 (+1.62%) Homeowner's exemption$265,109 (+3%)$357,125 (+5.47%) Land $84,000 Building $273,125
2022$5,754.00 Homeowner's exemption$257,387$338,617 Land $84,000 Building $254,617

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 37% of the US · above 11% of Florida
Wildfire LikelihoodAbout 1 in 1,429 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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