220 Overlook Ter, Hercules, CA 94547 Property Records

Contra Costa County property record for 220 Overlook Ter, Hercules, CA 94547

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,353 sqft · built 2000
Lot Size	0.094 acres (4,080 sqft)
Owner	Individual Name on File
Last Sale	$670,000 (Dec 2017)
Tax Bill	$11,526 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Aug 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`404-440-039`

Property Details

APN / Parcel Number

Primary APN	`404-440-039`
Alternative APN	`404-440-039-0`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,353 sqft Living Area
1st Floor Area	1,153 sqft
2nd Floor Area	1,200 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Cluster
Lot Area	4,080 sqft (0.094 acres)
Garage Type	Attached
Garage Area	564 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	220 OVERLOOK TER
City	HERCULES
State	CA
Zip	94547-1974
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	T8032 L55
Legal Subdivision	SUBDIVISION 8032
Legal Tract	8032
Legal Lot Number	55
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	1
Census Block	1007
Census Tract	359105

Owner

220 Overlook Ter is owned and occupied by an individual who bought it in December 2017.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	220 OVERLOOK TER, HERCULES, CA 94547-1974
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION
Aug 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREMONT BANK
Mar 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Dec 13, 2017	Quit Claim Deed, Transfer OLD REPUBLIC TITLE
Dec 13, 2017	Grant Deed, Transfer · Conventional with PMI GOLDEN 1 CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 13, 2017 · Amount on File
Deed Sale	Dec 13, 2017 · Amount on File
Prior Sale	May 13, 2005 · Amount on File
Deed Document Number	2017234176
Prior Transfer Date	Dec 8, 2017
Prior Transfer Doc	0000234177
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	220 OVERLOOK TER, HERCULES, CA 94547-1974
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	WFG NATIONAL TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 OVERLOOK TER, HERCULES, CA 94547-1974

Mortgage

Document Number	0000236192
Date	Oct 14, 2020
Instrument	2020-236192

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	253 Months
Due	Nov 1, 2041

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	220 OVERLOOK TER, HERCULES, CA 94547-1974
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 OVERLOOK TER, HERCULES, CA 94547-1974

Mortgage

Document Number	0000186515
Date	Aug 28, 2020
Instrument	2020-186515

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	220 OVERLOOK TER, HERCULES, CA 94547-1974
Transaction Type	Mortgage
Record Updated	Nov 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 OVERLOOK TER, HERCULES, CA 94547-1974

Mortgage

Document Number	0000091508
Date	Mar 26, 2021
Instrument	2021-091508

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2041

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Dec 13, 2017
Property Address	220 OVERLOOK TER, HERCULES, CA 94547-1974
Document Number	0000234177
Instrument Date	Dec 8, 2017
Instrument	234177
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	220 OVERLOOK TER HERCULES CA 945471974, HERCULES, CA 94547-1974

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Dec 13, 2017
Property Address	220 OVERLOOK TER, HERCULES, CA 94547-1974
Document Number	0000234176
Instrument Date	Dec 7, 2017
Instrument	234176
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$737.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	220 OVERLOOK TER HERCULES CA 945471974, HERCULES, CA 94547-1974

Mortgage

Document Number	234178
Date	Dec 13, 2017
Instrument	234178

Lender

Name	GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 12, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 220 Overlook Ter was $11,526 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Hercules City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$777,587 (+2%) Land $420,710 Building $356,877
2025	$11,526.00 Homeowner's exemption	$762,341 Land $412,461 Building $349,880
2023	$10,912.00 (+1.15%) Homeowner's exemption	$732,741 Land $396,446 Building $336,295
2022	$10,788.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 220 Overlook Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 220 Overlook Ter is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 672 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, Unwired.

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