193 Overlook Ter, Hercules, CA 94547 Property Records

Contra Costa County property record for 193 Overlook Ter, Hercules, CA 94547

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,929 sqft · built 2000
Lot Size	0.149 acres (6,500 sqft)
Owner	Trust Name on File
Last Sale	$500,000 (Mar 2015)
Tax Bill	$9,523 (2025)
Deeds & Mortgages	Oct 2023 Transfer Apr 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`404-440-037-4`

Property Details

APN / Parcel Number

Primary APN	`404-440-037-4`
Alternative APN	`404-440-037`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,929 sqft Living Area
1st Floor Area	1,037 sqft
2nd Floor Area	892 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2001
Architectural Style	Cluster
Lot Area	6,500 sqft (0.149 acres)
Garage Type	Attached
Garage Area	427 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	193 OVERLOOK TER
City	HERCULES
State	CA
Zip	94547-1973
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	T8032 L53
Legal Subdivision	SUBDIVISION 8032
Legal Tract	8032
Legal Lot Number	53
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	1
Census Block	1011
Census Tract	359105

Owner

193 Overlook Ter is held in a trust since October 2023.

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	193 OVERLOOK TER, HERCULES, CA 94547-1973
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2023	Intrafamily Transfer, Transfer
Apr 12, 2017	Deed of Trust, Mortgage · Conventional Mortgage TJ FINANCIAL INC
May 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 19, 2015 · Amount on File
Deed Sale	Mar 19, 2015 · Amount on File
Prior Sale	Jul 28, 2000 · Amount on File
Deed Document Number	201549811
Last Transfer Date	Oct 30, 2023
Transfer Doc	0000116878
Record Updated	Oct 29, 2026

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 30, 2023
Property Address	193 OVERLOOK TER, HERCULES, CA 94547-1973
Document Number	0000116878
Map Reference	MB 401 PG 4
Instrument Date	Oct 30, 2023
Instrument	2023-116878
Transaction Type	Transfer
Record Updated	Nov 8, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	193 OVERLOOK TER, HERCULES, CA 94547-1973

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	193 OVERLOOK TER, HERCULES, CA 94547-1973
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000063208
Date	Apr 12, 2017
Instrument	2017-063208

Lender

Name	TJ FINANCIAL INC
Type	Funding / Finance Company
Address	MONROVIA, CA 91016

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	193 OVERLOOK TER, HERCULES, CA 94547-1973
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE CO SF

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000090889
Date	May 13, 2020
Instrument	2020-090889

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 193 Overlook Ter was $9,523.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Hercules City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$612,929 (+2%) Land $281,948 Building $330,981
2025	$9,523.00	$600,912 Land $276,420 Building $324,492
2023	$8,995.00 (+1.15%)	$577,580 Land $265,687 Building $311,893
2022	$8,893.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 193 Overlook Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 193 Overlook Ter is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 672 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, Unwired.

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