Contra Costa County property record for 190 Overlook Ter, Hercules, CA 94547
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,462 sqft · built 2000 |
| Lot Size | 0.096 acres (4,200 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $391,500 (May 2000) |
| Tax Bill | $9,463 (2025) |
| Deeds & Mortgages | Sep 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 404-440-044 |
| Primary APN | 404-440-044 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,462 sqft Living Area |
| 1st Floor Area | 1,131 sqft |
| 2nd Floor Area | 1,331 sqft |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Cluster |
| Lot Area | 4,200 sqft (0.096 acres) |
| Garage Type | Attached |
| Garage Area | 727 sqft |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 190 OVERLOOK TER |
|---|---|
| City | HERCULES |
| State | CA |
| Zip | 94547-1970 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | T8032 L60 |
| Legal Subdivision | SUBDIVISION 8032 |
| Legal Tract | 8032 |
| Legal Lot Number | 60 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | WEST CONTRA COSTA |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 359105 |
190 Overlook Ter is owner-occupied and held in a trust since August 2024.
Source: Contra Costa County records, as of July 14, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 190 OVERLOOK TER, HERCULES, CA 94547-1970 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 30, 2000 · Amount on File |
| Deed Sale | May 30, 2000 · Amount on File |
| Deed Document Number | 2000109543 |
| Last Transfer Date | Aug 27, 2024 |
| Transfer Doc | 0000083794 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 190 OVERLOOK TER, HERCULES, CA 94547-1970 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000157971 |
|---|---|
| Date | Sep 23, 2019 |
| Instrument | 2019-157971 |
| Name | SUMMIT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | SACRAMENTO, CA 95815 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2049 |
The 2025 property tax bill for 190 Overlook Ter was $9,463 with a homeowner's exemption.
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | Hercules City |
| Unified School District | West Contra Costa Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $613,109 (+2%) Land $215,548 Building $397,561 | |
| 2025 | $9,463.00 Homeowner's exemption | $601,088 Land $211,322 Building $389,766 |
| 2023 | $8,936.00 (+1.18%) Homeowner's exemption | $577,749 Land $203,117 Building $374,632 |
| 2022 | $8,832.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 190 Overlook Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 190 Overlook Ter is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 672 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile, Unwired.
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