Frederick County property record for 220 N Pointe Ter, Middletown, MD 21769
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 4,296 sqft · built 2002 |
| Lot Size | 0.327 acres (14,247 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $335,600 (May 2002) |
| Tax Bill | $7,971 (2025) |
| Deeds & Mortgages | Jun 2026 Sale Jun 2026 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-162400 |
| Primary APN | 03-162400 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 4,296 sqft Living Area |
| Gross Area | 4,776 sqft |
| 1st Floor Area | 1,924 sqft |
| Basement Area | 900 sqft |
| Finished Basement | 900 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 14,247 sqft (0.327 acres) |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 256 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 162400 |
|---|---|
| Street Address | 220 N POINTE TER |
| City | MIDDLETOWN |
| State | MD |
| Zip | 21769-8061 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 24 PLAT 1 14,247 SQ.FT. NORTH POINTE |
| Legal Subdivision | NORTH POINTE 01 |
| Legal Lot Number | 24 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 3, MIDDLETOWN |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 752601 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Middletown Historic District listed 2003 · 346 contributing resources · NRIS 03001334 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
220 N Pointe Ter is held in a trust since May 2026.
Source: Frederick County records, as of August 7, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 220 N POINTE TER, MIDDLETOWN, MD 21769-8061 |
| Owner Type | Company |
| Vesting | Trust, Revocable Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 1, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| Jun 1, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| Apr 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Jan 14, 2019 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Dec 18, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 3, 2002 · Amount on File |
| Deed Sale | May 3, 2002 · Amount on File |
| Prior Sale | Jan 11, 2002 · Amount on File |
| Deed Document Number | 20023363 |
| Deed Book / Page | 3137 / 187 |
| Last Transfer Date | May 28, 2026 |
| Transfer Doc | 0178880253 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jun 1, 2026 |
| Property Address | 220 N POINTE TER, MIDDLETOWN, MD 21769-8061 |
| Document Number | 1788000253 |
| Book / Page | 17888 / 253 |
| Instrument Date | May 28, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Tenant |
| Address | 220 N POINTE TER, MIDDLETOWN, MD 21769-8061 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jun 1, 2026 |
| Property Address | 220 N POINTE TER, MIDDLETOWN, MD 21769-8061 |
| Document Number | 0178880253 |
| Book / Page | 17888 / 253 |
| Instrument Date | May 28, 2026 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 220 N POINTE TER, MIDDLETOWN, MD 21769-8061 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 220 N POINTE TER, MIDDLETOWN, MD 21769-8061 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0147590270 |
|---|---|
| Date | Apr 12, 2021 |
| Book Page | 14759/270 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 220 N POINTE TER, MIDDLETOWN, MD 21769-8061 |
| Document Number | 0129100132 |
| Instrument Date | Jan 14, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 18, 2019 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE INC-OMAHA |
| Name | Verified Name |
|---|---|
| Address | 220 N POINTE TER MIDDLETOWN MD 217698061, MIDDLETOWN, MD 21769-8061 |
| Document Number | 0129100132 |
|---|---|
| Date | Apr 8, 2019 |
| Book Page | 012910/000132 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 7, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 220 N POINTE TER, MIDDLETOWN, MD 21769-8061 |
| Document Number | 0122400425 |
| Instrument Date | Dec 18, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2018 |
| Title Company | AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 220 N POINTE TER MIDDLETOWN MD 217698061, MIDDLETOWN, MD 21769-8061 |
| Document Number | 0122400425 |
|---|---|
| Date | Jan 22, 2018 |
| Book Page | 012240/000425 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 21, 2048 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 220 N Pointe Ter was $7,971.
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Middletown Town |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $687,200 (+10.69%) Land $126,400 Building $560,800 | $687,200 (-) Land $126,400 Building $560,800 | |
| 2025 | $7,971.00 Homeowner's exemption | $620,833 | $687,200 Land $126,400 Building $560,800 |
| 2023 | $6,940.00 Homeowner's exemption | $488,100 Land $104,600 Building $383,500 | $488,100 Land $104,600 Building $383,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 220 N Pointe Ter in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 220 N Pointe Ter is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF MIDDLETOWN serves 5,132 people · EPA ID MD0100018 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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