Frederick County property record for 216 N Pointe Ter, Middletown, MD 21769
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 3,760 sqft · built 2003 |
| Lot Size | 0.38 acres (16,572 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $421,755 (May 2003) |
| Tax Bill | $9,037 (2025) |
| Deeds & Mortgages | Mar 2026 Second Mortgage Oct 2023 Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-165221 |
| Primary APN | 03-165221 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,760 sqft Living Area |
| Gross Area | 4,180 sqft |
| 1st Floor Area | 2,026 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 16,572 sqft (0.38 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 165221 |
|---|---|
| Street Address | 216 N POINTE TER |
| City | MIDDLETOWN |
| State | MD |
| Zip | 21769-8061 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 22 PLAT 4 16,572 SQ. FT. NORTH POINTE |
| Legal Subdivision | NORTH POINTE |
| Legal Lot Number | 22 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 3, MIDDLETOWN |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 752601 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Middletown Historic District listed 2003 · 346 contributing resources · NRIS 03001334 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
216 N Pointe Ter is owned and occupied by two individuals who bought it in May 2003.
Source: Frederick County records, as of August 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 216 N POINTE TER, MIDDLETOWN, MD 21769-8061 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 3, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Oct 2, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Dec 27, 2016 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 22, 2003 · Amount on File |
| Deed Sale | May 22, 2003 · Amount on File |
| Prior Sale | Jan 31, 2003 · Amount on File |
| Deed Document Number | 20033421 |
| Deed Book / Page | 3787 / 342 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 216 N POINTE TER, MIDDLETOWN, MD 21769-8061 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2026 |
| Title Company | ROCKET CLOSE LLC |
| Name | Verified Name |
|---|---|
| Address | 216 N POINTE TER, MIDDLETOWN, MD 21769-8061 |
| Document Number | 0177480146 |
|---|---|
| Date | Mar 3, 2026 |
| Book Page | 17748/146 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Mar 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 216 N POINTE TER, MIDDLETOWN, MD 21769-8061 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2023 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|
| Document Number | 0166190463 |
|---|---|
| Date | Oct 2, 2023 |
| Book Page | 16619/463 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Oct 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 216 N POINTE TER, MIDDLETOWN, MD 21769-8061 |
| Document Number | 0116790157 |
| Book / Page | 011679 / 000157 |
| Instrument Date | Dec 27, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Mar 20, 2017 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 216 N POINTE TER MIDDLETOWN MD 217698061, MIDDLETOWN, MD 21769-8061 |
| Document Number | 0116790157 |
|---|---|
| Date | Feb 21, 2017 |
| Book Page | 011679/000157 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 20, 2047 |
The 2025 property tax bill for 216 N Pointe Ter was $9,037.
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Middletown Town |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $681,200 Land $130,000 Building $551,200 | $681,200 Land $130,000 Building $551,200 | |
| 2025 | $9,037.00 | ||
| 2023 | $6,884.00 | $484,100 Land $107,200 Building $376,900 | $484,100 Land $107,200 Building $376,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 216 N Pointe Ter in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 216 N Pointe Ter is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF MIDDLETOWN serves 5,132 people · EPA ID MD0100018 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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