Frederick County property record for 209 N Pointe Ter, Middletown, MD 21769
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 3,535 sqft · built 2003 |
| Lot Size | 0.287 acres (12,500 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $352,850 (Jun 2003) |
| Tax Bill | $7,045 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-165299 |
| Primary APN | 03-165299 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,535 sqft Living Area |
| Gross Area | 3,935 sqft |
| 1st Floor Area | 1,576 sqft |
| Basement Area | 715 sqft |
| Finished Basement | 715 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 12,500 sqft (0.287 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 320 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 165299 |
|---|---|
| Street Address | 209 N POINTE TER |
| City | MIDDLETOWN |
| State | MD |
| Zip | 21769-8053 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 61 PLAT 4 12,500 SQ. FT. NORTH POINTE |
| Legal Subdivision | NORTH POINTE 04 |
| Legal Lot Number | 61 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 3, MIDDLETOWN |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 752601 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Middletown Historic District listed 2003 · 346 contributing resources · NRIS 03001334 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Frederick County records, as of August 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 209 N POINTE TER, MIDDLETOWN, MD 21769-8053 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 20, 2003 · Amount on Record |
| Deed Sale | Jun 20, 2003 · Amount on Record |
| Deed Document Number | 20034270 |
| Deed Book / Page | 3857 / 522 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 209 N POINTE TER, MIDDLETOWN, MD 21769-8053 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | KEYSTONE TTL SETMNT SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 209 N POINTE TER, MIDDLETOWN, MD 21769-8053 |
| Document Number | 0140470103 |
|---|---|
| Date | Sep 8, 2020 |
| Book Page | 14047/103 |
| Name | MORTGAGE LINK |
|---|---|
| Type | Mortgage Company |
| Address | ROCKVILLE, MD 20850 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2050 |
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Middletown Town |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $603,600 (+40.11%) Land $123,800 Building $479,800 | $603,600 (+40.11%) Land $123,800 Building $479,800 | |
| 2025 | $7,045.00 (+14.81%) | ||
| 2023 | $6,136.00 Homeowner's exemption | $430,800 Land $102,700 Building $328,100 | $430,800 Land $102,700 Building $328,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF MIDDLETOWN serves 5,132 people · EPA ID MD0100018 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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