Cherokee County property record for 220 Josiah Cir, Centre, AL 35960 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 2023 |
| Square Footage | 1,248 sqft Living Area |
| Lot Size | 9,148 sqft (0.21 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $235,000 (2026) |
| Tax Bill | $1,635.00 (2025) |
| Primary APN | 13-14-06-23-4-001-001.013 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,248 sqft Living Area |
|---|---|
| Stories | 1 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 9,148 sqft (0.21 acres) |
| Account Number | 216448 |
|---|---|
| Street Address | 220 JOSIAH CIR |
| City | CENTRE |
| State | AL |
| Zip | 35960-2248 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 8 BLOCK A WINDHAVEN SUBSIVISION 13/94 |
| Legal Range | 09E |
| Legal Township | 10S |
| Legal Section | 23 |
| Legal Subdivision | WINDHAVEN SUBSIVISION |
| Legal Block | A |
| Legal Lot Number | 8 |
| Jurisdiction | CHEROKEE AL |
| Minor Civil Division | CENTRE |
| Census Blockgroup | 1 |
| Census Block | 1022 |
| Census Tract | 956000 |
Source: Cherokee County records · APN 13-14-06-23-4-001-001.013
Assessment roll updated December 1, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 220 JOSIAH CIR, CENTRE, AL 35960-2248 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 25, 2026 | Warranty Deed, Transfer · United States Department of Agriculture (USDA) Mortgage VICTORIAN FINANCE LLC |
| Nov 22, 2022 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage CARDINAL FINANCIAL CO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 25, 2026 · Amount on Record |
| Deed Sale | Feb 25, 2026 · Amount on Record |
| Prior Sale | Nov 22, 2022 |
| Deed Doc Number | 2026242584 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Recording Date | Feb 25, 2026 |
| Property Address | 220 JOSIAH CIR, CENTRE, AL 35960-2248 |
| Document Number | 0000242584 |
| Map Reference | MB 8 PG 71 |
| Instrument Date | Feb 25, 2026 |
| Instrument | 242584 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | From Affidavit or Verified |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 220 JOSIAH CIR, CENTRE, AL 35960-2248 |
| Document Number | 0000242585 |
|---|---|
| Date | Feb 25, 2026 |
| Instrument | 242585 |
| Name | VICTORIAN FINANCE LLC |
|---|---|
| Type | Mortgage Company |
| Type | United States Department of Agriculture (USDA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Recording Date | Nov 22, 2022 |
| Property Address | 220 JOSIAH CIR, CENTRE, AL 35960-2248 |
| Document Number | 0000227129 |
| Map Reference | PB 8 PG 71 |
| Instrument Date | Nov 21, 2022 |
| Instrument | 227129 |
| Transaction Type | Transfer |
| Record Updated | Jan 12, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1215 BIG NOSE DR, CENTRE, AL 35960-2443 |
| Name | Verified Name |
|---|---|
| Address | 220 JOSIAH CIR, CENTRE, AL 35960-2248 |
| Document Number | 0000227130 |
|---|---|
| Date | Nov 22, 2022 |
| Instrument | 227130 |
| Name | CARDINAL FINANCIAL CO |
|---|---|
| Type | Funding / Finance Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2052 |
| Rate Type | Fixed Rate |
|---|
Source: Cherokee County records · Assessment roll updated December 1, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Cherokee County |
| Municipality | Centre City |
| Unified School District | Cherokee County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,635.00 | $34,800 (-) Land $5,000 Building $29,800 | $174,000 (-) Land $25,000 Building $149,000 |
| 2024 | $1,635.00 (+595.74%) | $34,800 (+596%) Land $5,000 Building $29,800 | $174,000 (+596%) Land $25,000 Building $149,000 |
| 2023 | $235.00 (+100.85%) | $5,000 (+1%) | $25,000 (+1%) Land $25,000 |
| 2022 | $117.00 | $2,500 Land $2,500 | $12,500 Land $12,500 |
Source: FEMA National Flood Hazard Layer, Cherokee County (01019C), updated March 15, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 62% of the US · above 80% of Alabama |
|---|---|
| Wildfire Likelihood | About 1 in 493 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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