110 Josiah Cir, Centre, AL 35960 Property Records

Cherokee County property record for 110 Josiah Cir, Centre, AL 35960

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,631 sqft · built 2008
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Last Sale	$245,000 (Sep 2023)
Tax Bill	$2,035 (2026)
Deeds & Mortgages	Mortgage Aug 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`13-14-06-23-4-001-001.034`

Property Details

APN / Parcel Number

Primary APN	`13-14-06-23-4-001-001.034`
Alternative APNs	`ALT APN:1406234001001034` `212930` `218255`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,631 sqft Living Area
1st Floor Area	1,631 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	35 sqft

Location & Zoning

Account Number	218255
Street Address	110 JOSIAH CIR
City	CENTRE
State	AL
Zip	35960-2247
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 BLOCK C WINDHAVEN SUBSIVISION 13/94
Legal Range	09E
Legal Township	10S
Legal Section	23
Legal Subdivision	WINDHAVEN SUBSIVISION
Legal Block	C
Legal Lot Number	2
Jurisdiction	CHEROKEE AL
Township / Civil Division	CENTRE
Census Block Group	1
Census Block	1022
Census Tract	956000

Owner

Source: Cherokee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	110 JOSIAH CIR, CENTRE, AL 35960-2247
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
	Deed of Trust, Mortgage
Aug 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMESTAR FINANCIAL CORP
Mar 28, 2022	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Nov 13, 2020	Warranty Deed, Transfer
Oct 1, 2020	Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO
Nov 27, 2019	Warranty Deed, Transfer · FHA Mortgage AMERIS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2023 · Amount on Record
Deed Sale	Sep 28, 2023 · Amount on Record
Prior Sale	Aug 17, 2021 · Amount on Record
Deed Document Number	202350
Prior Transfer Date	Nov 13, 2020
Prior Transfer Doc	0000215231
Record Updated	Oct 29, 2026

: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	110 JOSIAH CIR, CENTRE, AL 35960-2247
Transaction Type	Mortgage
Record Updated	Oct 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 HARVEST LN, ROCKMART, GA 30153-5424

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	110 JOSIAH CIR, CENTRE, AL 35960-2247
Transaction Type	Mortgage
Record Updated	May 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000219864
Date	Aug 17, 2021
Instrument	219864

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

Interest

Rate Type	Fixed Rate

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Mar 28, 2022
Property Address	110 JOSIAH CIR, CENTRE, AL 35960-2247
Document Number	0000223492
Map Reference	PB 8 PG 71
Instrument Date	Mar 25, 2022
Instrument	223492
Transaction Type	Transfer
Record Updated	Feb 10, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	137 HOLMES ST, GADSDEN, AL 35901-5421

Mortgage

Document Number	0000223493
Date	Mar 28, 2022
Instrument	223493

Lender

Name	MORTGAGE RESEARCH CENTER LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Nov 13, 2020
Property Address	110 JOSIAH CIR, CENTRE, AL 35960-2247
Document Number	0000215231
Map Reference	PB 8 PG 71
Instrument Date	Nov 13, 2020
Instrument	215231
Transaction Type	Transfer
Record Updated	Feb 10, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit

Transferred From (Grantor/Seller)

Name	Verified Name
Address	465 COUNTY ROAD 32, FORT PAYNE, AL 35967-6612

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 JOSIAH CIR, CENTRE, AL 35960-2247

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Oct 1, 2020
Property Address	110 JOSIAH CIR, CENTRE, AL 35960-2247
Document Number	0000214538
Map Reference	PB 13 PG 94
Instrument Date	Sep 30, 2020
Instrument	214538
Transaction Type	Transfer
Record Updated	Feb 10, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000214539
Date	Oct 1, 2020
Instrument	214539

Lender

Name	GUILD MORTGAGE CO

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Nov 27, 2019
Property Address	110 JOSIAH CIR, CENTRE, AL 35960-2247
Document Number	0000210013
Map Reference	DOC 145042
Instrument Date	Nov 22, 2019
Instrument	210013
Transaction Type	Transfer
Record Updated	May 30, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3920 COUNTY ROAD 26, CENTRE, AL 35960-6806

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 JOSIAH CIR, CENTRE, AL 35960-2247

Mortgage

Document Number	0000210014
Date	Nov 27, 2019
Instrument	210014

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Municipality	Centre City
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,035.00 (+6.99%)
2025	$1,902.00	$40,480 (-) Land $5,000 Building $35,480	$202,400 (-) Land $25,000 Building $177,400
2024	$1,902.00 (-0.94%)	$40,480 (-0.93%) Land $5,000 Building $35,480	$202,400 (-0.93%) Land $25,000 Building $177,400
2023	$1,920.00 (+4.35%)	$40,860 (+4.34%)	$204,300 (+4.34%) Land $25,000 Building $179,300
2022	$1,840.00	$39,160 Land $3,300 Building $35,860	$195,800 Land $16,500 Building $179,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 50% of Alabama
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CENTRE, WW AND SB OF THE serves 8,163 people · EPA ID AL0000188
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Josiah Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures