240 Josiah Cir, Centre, AL 35960 Property Records

Cherokee County property record for 240 Josiah Cir, Centre, AL 35960

Property Summary

Property Type	Single Family Home
Details	1,248 sqft · built 2023
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on File
Last Sale	$275,000 (Aug 2026)
Tax Bill	$821 (2026)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Jan 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`13-14-06-23-4-001-001.011`

Property Details

APN / Parcel Number

Primary APN	`13-14-06-23-4-001-001.011`
Alternative APNs	`ALT APN:1406234001001011` `210815` `216779`

Interior

Stories	1 Story
Building Area	1,248 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	9,148 sqft (0.21 acres)

Location & Zoning

Account Number	216779
Street Address	240 JOSIAH CIR
City	CENTRE
State	AL
Zip	35960-2248
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 BLOCK A WINDHAVEN SUBSIVISION 13/94
Legal Range	09E
Legal Township	10S
Legal Section	23
Legal Subdivision	WINDHAVEN SUBSIVISION
Legal Block	A
Legal Lot Number	6
Jurisdiction	CHEROKEE AL
Township / Civil Division	CENTRE
Census Block Group	1
Census Block	1022
Census Tract	956000

Owner

240 Josiah Cir is owned and occupied by two individuals who bought it in August 2026.

Source: Cherokee County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	240 JOSIAH CIR, CENTRE, AL 35960-2248
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2026	Warranty Deed, Transfer · FHA Mortgage KIND LENDING LLC
Jan 18, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2026 · Amount on File
Deed Sale	Aug 3, 2026 · Amount on File
Deed Document Number	2026245141
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Aug 3, 2026
Property Address	240 JOSIAH CIR, CENTRE, AL 35960-2248
Document Number	0000245141
Instrument Date	Jul 31, 2026
Instrument	2026245141
Transaction Type	Transfer
Record Updated	Sep 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$27,775.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	240 JOSIAH CIR, CENTRE, AL 35960-2248

Mortgage

Document Number	0000245142,
Date	Aug 3, 2026
Instrument	2026245142

Lender

Name	KIND LENDING LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Max Rate	-1%

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Jan 18, 2023
Property Address	CENTRE, AL 35960
Document Number	0000227708
Map Reference	PB 13 PG 94
Instrument Date	Jan 12, 2023
Instrument	227708
Transaction Type	Transfer
Record Updated	Feb 22, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1215 BIG NOSE DR, CENTRE, AL 35960-2443

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	240 JOSIAH CIR, CENTRE, AL 35960-2248

Tax Assessment & Valuation

The 2026 property tax bill for 240 Josiah Cir was $821 with a homeowner's exemption, up 7.5% from the year before.

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Municipality	Centre City
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$821.00 (+7.46%)
2025	$764.00 Homeowner's exemption	$17,400 (-) Land $2,500 Building $14,900	$174,000 (-) Land $25,000 Building $149,000
2024	$764.00 (+225.11%) Additional exemption filed	$17,400 (+248%) Land $2,500 Building $14,900	$174,000 (+596%) Land $25,000 Building $149,000
2023	$235.00 (+33.52%)	$5,000 (+32.98%)	$25,000 (+32.98%) Land $25,000
2022	$176.00	$3,760 Land $3,760	$18,800 Land $18,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 240 Josiah Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 240 Josiah Cir is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 80% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CENTRE, WW AND SB OF THE serves 8,163 people · EPA ID AL0000188
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Josiah Cir

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